Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$558,721$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $395,200 on Jun 13, 2006

3645 MOSSY ROCK DR

ZIONSVILLE, IN 46077
4
Beds
2.5
Baths
3,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
13
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$559K
$519K low$599K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,200 · Jun 13, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$205,721
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$164,577
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$308,000
UNION SAVINGS BANK · recorded Nov 16, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
ELI LILLY FCU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,058 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$567,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$507,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$541,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$567,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOONE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant View Elementary SchoolA-
Elementary · Grades PK–4 · 1.4 mi
M
Zionsville Middle SchoolA
Middle · Grades 5–8 · 2.0 mi
H
Zionsville Community High SchoolA+
High · Grades 9–12 · 2.3 mi

District: Zionsville Community Schools

Neighborhood · ZIP 46077These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.36,777
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.867 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$152,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$197,394
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3645 Mossy Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Boone County
  • Costs less per square foot than 85% of homes in Zionsville 46077
  • Bigger than 82% of homes in Boone County
  • Has a smaller lot than 68% of homes in Zionsville 46077
  • Newer than 67% of homes in Boone County

What homes are worth in Zionsville 46077

Each bar is how many homes fall in that price range. The marker is this home.

This home
$279K$2.3M

This home is worth more than 35% of homes in Zionsville 46077.

How it measures up in Zionsville 46077

The dot is this home. The mark in the middle is the typical home in Zionsville 46077.

Estimated value$558,721
CheaperTypical $658,431Pricier

Pricier than 35% of homes nearby

Price per ft²$175
CheaperTypical $231Pricier

Pricier than 15% of homes nearby

Living area3,196 ft²
SmallerTypical 2,908 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.28 ac
SmallerTypical 0.37 acBigger

Bigger than 32% of homes nearby

Year built2006
OlderTypical 2003Newer

Newer than 65% of homes nearby

How 3645 Mossy Rock Dr ranks against every home in each area.
MeasureThis homeZionsville 46077Boone County
Estimated valuepricier than$558,72135% of homes68% of homes
Price per ft²pricier than$17515% of homes33% of homes
Living areabigger than3,196 ft²62% of homes82% of homes
Lot sizebigger than0.28 ac32% of homes47% of homes
Year builtnewer than200665% of homes67% of homes

About 3645 Mossy Rock Dr

How much is 3645 Mossy Rock Dr, Zionsville, IN worth?

The TopHap Estimate for 3645 Mossy Rock Dr, Zionsville, IN is $558,721 as of Jul 14, 2026. The likely range is $518,658 to $598,784. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3645 Mossy Rock Dr, Zionsville, IN last sell?

3645 Mossy Rock Dr, Zionsville, IN last sold on Jun 13, 2006 for $395,200, according to the county's recorded deed.

How big is 3645 Mossy Rock Dr, Zionsville, IN?

3645 Mossy Rock Dr, Zionsville, IN has 4 bedrooms, 2.5 bathrooms, 3,196 square feet of living space and a 0.28-acre lot.

When was 3645 Mossy Rock Dr, Zionsville, IN built?

3645 Mossy Rock Dr, Zionsville, IN was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 3645 Mossy Rock Dr, Zionsville, IN?

3645 Mossy Rock Dr, Zionsville, IN is assigned to Pleasant View Elementary School (elementary), rated A-; Zionsville Middle School (middle), rated A; Zionsville Community High School (high), rated A+. All sit in Zionsville Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3645 Mossy Rock Dr, Zionsville, IN compare to other homes in Zionsville 46077?

Among the 11,584 homes in Zionsville 46077, it is worth more than 35% of them ($558,721 against a typical $658,431), its price per square foot is higher than 15% of them ($175 against a typical $231), it is bigger than 62% of them (3,196 ft² against a typical 2,908 ft²), its lot is bigger than 32% of them (0.28 ac against a typical 0.37 ac) and it is newer than 65% of them (2006 against a typical 2003). Measured against all of Boone County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3645 Mossy Rock Dr, Zionsville, IN?

The 2025 property tax bill for 3645 Mossy Rock Dr, Zionsville, IN was $6,058. The county assessed it at $567,400.

Closest homes

More homes in Zionsville 46077

Assigned schools

Explore the area

See this home in context

Open 3645 Mossy Rock Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map