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Single Family ResidenceResidential
$151,978
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Oct 15, 2020

3645 N DEBRA LN

BLACK RIVER, MI 48721
0
Baths
44 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$152K
$130K low$174K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Oct 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$151,978
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$121,582

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALCONA
Lot (acres)The size of the land the home sits on, from county records.0.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alcona Elementary SchoolC-
Elementary · Grades KG–5 · 8.7 mi
M
Alcona High SchoolB-
Middle · Grades 6–12 · 8.9 mi

District: Alcona Community Schools

Neighborhood · ZIP 48721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.437
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,569
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,640
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3645 N Debra Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Black River 48721

What homes are worth in Black River 48721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$820K

This home is worth more than 24% of homes in Black River 48721.

How it measures up in Black River 48721

The dot is this home. The mark in the middle is the typical home in Black River 48721.

Estimated value$151,978
CheaperTypical $243,479Pricier

Pricier than 24% of homes nearby

Lot size44 ft²
SmallerTypical 0.71 acBigger

Bigger than 42% of homes nearby

How 3645 N Debra Ln ranks against every home in each area.
MeasureThis homeBlack River 48721Alcona County
Estimated valuepricier than$151,97824% of homes30% of homes
Lot sizebigger than44 ft²42% of homes39% of homes

About 3645 N Debra Ln

How much is 3645 N Debra Ln, Black River, MI worth?

The TopHap Estimate for 3645 N Debra Ln, Black River, MI is $151,978 as of Jul 14, 2026. The likely range is $129,982 to $173,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3645 N Debra Ln, Black River, MI last sell?

3645 N Debra Ln, Black River, MI last sold on Oct 15, 2020 for $55,000, according to the county's recorded deed.

What schools serve 3645 N Debra Ln, Black River, MI?

3645 N Debra Ln, Black River, MI is assigned to Alcona Elementary School (elementary), rated C-; Alcona High School (middle), rated B-. All sit in Alcona Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3645 N Debra Ln, Black River, MI compare to other homes in Black River 48721?

Among the 485 homes in Black River 48721, it is worth more than 24% of them ($151,978 against a typical $243,479) and its lot is bigger than 42% of them (44 ft² against a typical 0.71 ac). Measured against all of Alcona County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Black River 48721

Assigned schools

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