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Residential - Vacant LandResidential

3645 STATE ROUTE 7

HOWES CAVE, NY 12092
4
Beds
2
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$108 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,194

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.81 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.30
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Schoharie High SchoolC+
Middle · Grades 6–12 · 3.0 mi
E
Schoharie Elementary SchoolD
Elementary · Grades PK–5 · 3.0 mi

District: Schoharie Central School District

Neighborhood · ZIP 12092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,802
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3645 State Route 7 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 72% of homes in Schoharie County
  • Has a smaller lot than 91% of homes in Howes Cave 12092

How it measures up in Howes Cave 12092

The dot is this home. The mark in the middle is the typical home in Howes Cave 12092.

Living area1,920 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.3 ac
SmallerTypical 1.86 acBigger

Bigger than 9% of homes nearby

How 3645 State Route 7 ranks against every home in each area.
MeasureThis homeHowes Cave 12092Schoharie County
Living areabigger than1,920 ft²67% of homes72% of homes
Lot sizebigger than0.3 ac9% of homes10% of homes

About 3645 State Route 7

When did 3645 State Route 7, Howes Cave, NY last sell?

3645 State Route 7, Howes Cave, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3645 State Route 7, Howes Cave, NY?

3645 State Route 7, Howes Cave, NY has 4 bedrooms, 2 bathrooms, 1,920 square feet of living space and a 0.30-acre lot.

What schools serve 3645 State Route 7, Howes Cave, NY?

3645 State Route 7, Howes Cave, NY is assigned to Schoharie High School (middle), rated C+; Schoharie Elementary School (elementary), rated D. All sit in Schoharie Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3645 State Route 7, Howes Cave, NY compare to other homes in Howes Cave 12092?

Among the 483 homes in Howes Cave 12092, it is bigger than 67% of them (1,920 ft² against a typical 1,632 ft²) and its lot is bigger than 9% of them (0.3 ac against a typical 1.86 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3645 State Route 7, Howes Cave, NY?

The 2026 property tax bill for 3645 State Route 7, Howes Cave, NY was $108. The county assessed it at $2,600.

More homes on State Route 7

Closest homes

More homes in Howes Cave 12092

Assigned schools

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