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Single Family ResidenceResidential
$187,132$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $115,000 on Dec 7, 2020

3648 TERRACE LN

GRANITE CITY, IL 62040
5
Beds
2
Baths
2,155 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$187K
$173K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Dec 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,871 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,220

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frohardt Elementary SchoolD-
Elementary · Grades KG–6 · 0.4 mi
M
Coolidge Junior High SchoolD-
Middle · Grades 7–8 · 0.5 mi
H
Granite City High SchoolD-
High · Grades 9–12 · 0.7 mi

District: Granite City Community Unit School District 9

Neighborhood · ZIP 62040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.139

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,801
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.685 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,153
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,587
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3648 Terrace Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Granite City 62040
  • Costs less per square foot than 85% of homes in Madison County
  • Bigger than 98% of homes in Granite City 62040
  • Has a bigger lot than 66% of homes in Granite City 62040

What homes are worth in Granite City 62040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$317K

This home is worth more than 83% of homes in Granite City 62040.

How it measures up in Granite City 62040

The dot is this home. The mark in the middle is the typical home in Granite City 62040.

Estimated value$187,132
CheaperTypical $117,350Pricier

Pricier than 83% of homes nearby

Price per ft²$87
CheaperTypical $109Pricier

Pricier than 31% of homes nearby

Living area2,155 ft²
SmallerTypical 1,025 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.23 ac
SmallerTypical 0.18 acBigger

Bigger than 66% of homes nearby

Year built1959
OlderTypical 1956Newer

Newer than 58% of homes nearby

How 3648 Terrace Ln ranks against every home in each area.
MeasureThis homeGranite City 62040Madison County
Estimated valuepricier than$187,13283% of homes49% of homes
Price per ft²pricier than$8731% of homes15% of homes
Living areabigger than2,155 ft²98% of homes95% of homes
Lot sizebigger than0.23 ac66% of homes42% of homes
Year builtnewer than195958% of homes42% of homes

About 3648 Terrace Ln

How much is 3648 Terrace Ln, Granite City, IL worth?

The TopHap Estimate for 3648 Terrace Ln, Granite City, IL is $187,132 as of Sep 24, 2026. The likely range is $173,273 to $200,991. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3648 Terrace Ln, Granite City, IL last sell?

3648 Terrace Ln, Granite City, IL last sold on Dec 7, 2020 for $115,000, according to the county's recorded deed.

How big is 3648 Terrace Ln, Granite City, IL?

3648 Terrace Ln, Granite City, IL has 5 bedrooms, 2 bathrooms, 2,155 square feet of living space and a 0.23-acre lot.

When was 3648 Terrace Ln, Granite City, IL built?

3648 Terrace Ln, Granite City, IL was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 3648 Terrace Ln, Granite City, IL?

3648 Terrace Ln, Granite City, IL is assigned to Frohardt Elementary School (elementary), rated D-; Coolidge Junior High School (middle), rated D-; Granite City High School (high), rated D-. All sit in Granite City Community Unit School District 9. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3648 Terrace Ln, Granite City, IL compare to other homes in Granite City 62040?

Among the 15,267 homes in Granite City 62040, it is worth more than 83% of them ($187,132 against a typical $117,350), its price per square foot is higher than 31% of them ($87 against a typical $109), it is bigger than 98% of them (2,155 ft² against a typical 1,025 ft²), its lot is bigger than 66% of them (0.23 ac against a typical 0.18 ac) and it is newer than 58% of them (1959 against a typical 1956). Measured against all of Madison County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3648 Terrace Ln, Granite City, IL?

The 2025 property tax bill for 3648 Terrace Ln, Granite City, IL was $3,871. The county assessed it at $50,740.

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