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Single Family ResidenceResidential
$122,494
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $51,000 on Jul 20, 2022

365 RISON ST

CHATHAM, VA 24531
0
Baths
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$122K
$78K low$167K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$51,000 · Jul 20, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,587
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,470
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,907
VANDERBILT MORTGAGE AND FINANCE INC · 2.75% 2 · recorded Jul 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPITTSYLVANIA
Lot (acres)The size of the land the home sits on, from county records.0.23
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chatham Elementary SchoolA-
Elementary · Grades PK–5 · 1.1 mi
H
Chatham High SchoolB-
High · Grades 9–12 · 2.8 mi
M
Chatham Middle SchoolA
Middle · Grades 6–8 · 4.7 mi

District: Pittsylvania County Public Schools

Neighborhood · ZIP 24531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,597
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,787
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

365 Rison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 95% of homes in Pittsylvania County

What homes are worth in Chatham 24531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$460K

This home is worth more than 54% of homes in Chatham 24531.

How it measures up in Chatham 24531

The dot is this home. The mark in the middle is the typical home in Chatham 24531.

Estimated value$122,494
CheaperTypical $116,732Pricier

Pricier than 54% of homes nearby

Lot size0.23 ac
SmallerTypical 1.23 acBigger

Bigger than 7% of homes nearby

How 365 Rison St ranks against every home in each area.
MeasureThis homeChatham 24531Pittsylvania County
Estimated valuepricier than$122,49454% of homes50% of homes
Lot sizebigger than0.23 ac7% of homes5% of homes

About 365 Rison St

How much is 365 Rison St, Chatham, VA worth?

The TopHap Estimate for 365 Rison St, Chatham, VA is $122,494 as of Jul 14, 2026. The likely range is $78,273 to $166,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 365 Rison St, Chatham, VA last sell?

365 Rison St, Chatham, VA last sold on Jul 20, 2022 for $51,000, according to the county's recorded deed.

What schools serve 365 Rison St, Chatham, VA?

365 Rison St, Chatham, VA is assigned to Chatham Elementary School (elementary), rated A-; Chatham High School (high), rated B-; Chatham Middle School (middle), rated A. All sit in Pittsylvania County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 365 Rison St, Chatham, VA compare to other homes in Chatham 24531?

Among the 6,329 homes in Chatham 24531, it is worth more than 54% of them ($122,494 against a typical $116,732) and its lot is bigger than 7% of them (0.23 ac against a typical 1.23 ac). Measured against all of Pittsylvania County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 365 Rison St, Chatham, VA?

The 2025 property tax bill for 365 Rison St, Chatham, VA was $12. The county assessed it at $2,000.

Closest homes

More homes in Chatham 24531

Assigned schools

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