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Single Family ResidenceResidential
$303,992$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $179,900 on Mar 24, 2020

3650 OZARK ST NW

CLEVELAND, TN 37312
4
Beds
2
Baths
1,283 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$304K
$293K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$179,900 · Mar 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$654 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,450 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 36 ft²Shed · 64 ft²Patio · 120 ft²Porch · 208 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cleveland Middle SchoolD
Middle · Grades 6–8 · 0.2 mi
E
Candy's Creek Cherokee Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi
H
Cleveland High SchoolB+
High · Grades 9–12 · 1.4 mi

District: Cleveland City School District

Neighborhood · ZIP 37312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,681
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3650 Ozark St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Cleveland 37312
  • Smaller than 78% of homes in Cleveland 37312
  • Has a smaller lot than 74% of homes in Bradley County
  • Older than 73% of homes in Cleveland 37312

What homes are worth in Cleveland 37312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$801K

This home is worth more than 42% of homes in Cleveland 37312.

How it measures up in Cleveland 37312

The dot is this home. The mark in the middle is the typical home in Cleveland 37312.

Estimated value$303,992
CheaperTypical $328,097Pricier

Pricier than 42% of homes nearby

Price per ft²$237
CheaperTypical $191Pricier

Pricier than 89% of homes nearby

Living area1,283 ft²
SmallerTypical 1,712 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.34 ac
SmallerTypical 0.49 acBigger

Bigger than 30% of homes nearby

Year built1974
OlderTypical 1989Newer

Newer than 27% of homes nearby

How 3650 Ozark St Nw ranks against every home in each area.
MeasureThis homeCleveland 37312Bradley County
Estimated valuepricier than$303,99242% of homes56% of homes
Price per ft²pricier than$23789% of homes87% of homes
Living areabigger than1,283 ft²22% of homes35% of homes
Lot sizebigger than0.34 ac30% of homes26% of homes
Year builtnewer than197427% of homes35% of homes

About 3650 Ozark St Nw

How much is 3650 Ozark St Nw, Cleveland, TN worth?

The TopHap Estimate for 3650 Ozark St Nw, Cleveland, TN is $303,992 as of Sep 24, 2026. The likely range is $293,163 to $314,821. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3650 Ozark St Nw, Cleveland, TN last sell?

3650 Ozark St Nw, Cleveland, TN last sold on Mar 24, 2020 for $179,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3650 Ozark St Nw, Cleveland, TN?

3650 Ozark St Nw, Cleveland, TN has 4 bedrooms, 2 bathrooms, 1,283 square feet of living space and a 0.34-acre lot.

When was 3650 Ozark St Nw, Cleveland, TN built?

3650 Ozark St Nw, Cleveland, TN was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 3650 Ozark St Nw, Cleveland, TN?

3650 Ozark St Nw, Cleveland, TN is assigned to Cleveland Middle School (middle), rated D; Candy's Creek Cherokee Elementary School (elementary), rated A-; Cleveland High School (high), rated B+. All sit in Cleveland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3650 Ozark St Nw, Cleveland, TN compare to other homes in Cleveland 37312?

Among the 13,734 homes in Cleveland 37312, it is worth more than 42% of them ($303,992 against a typical $328,097), its price per square foot is higher than 89% of them ($237 against a typical $191), it is bigger than 22% of them (1,283 ft² against a typical 1,712 ft²), its lot is bigger than 30% of them (0.34 ac against a typical 0.49 ac) and it is newer than 27% of them (1974 against a typical 1989). Measured against all of Bradley County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3650 Ozark St Nw, Cleveland, TN?

The 2024 property tax bill for 3650 Ozark St Nw, Cleveland, TN was $654. The county assessed it at $45,450.

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