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Single Family ResidenceResidential
$345,588$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,500 on Dec 27, 2002

3651 STATE ROUTE 643

BALTIC, OH 43804
4
Beds
2
Baths
3,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$346K
$291K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,500 · Dec 27, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.120%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,000
CITIZENS BANK NA · recorded Aug 12, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIZENS BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,343 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,510 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$487,150

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOLMES
Lot (acres)The size of the land the home sits on, from county records.2.50
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Porch · 190 ft²

Neighborhood · ZIP 43804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,619
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,916
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3651 State Route 643 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Baltic 43804
  • Costs less per square foot than 90% of homes in Holmes County
  • Bigger than 98% of homes in Holmes County
  • Newer than 81% of homes in Holmes County

What homes are worth in Baltic 43804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$543K

This home is worth more than 69% of homes in Baltic 43804.

How it measures up in Baltic 43804

The dot is this home. The mark in the middle is the typical home in Baltic 43804.

Estimated value$345,588
CheaperTypical $278,090Pricier

Pricier than 69% of homes nearby

Price per ft²$97
CheaperTypical $142Pricier

Pricier than 19% of homes nearby

Living area3,566 ft²
SmallerTypical 2,002 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.5 ac
SmallerTypical 2 acBigger

Bigger than 54% of homes nearby

Year built2006
OlderTypical 1983Newer

Newer than 78% of homes nearby

How 3651 State Route 643 ranks against every home in each area.
MeasureThis homeBaltic 43804Holmes County
Estimated valuepricier than$345,58869% of homes54% of homes
Price per ft²pricier than$9719% of homes10% of homes
Living areabigger than3,566 ft²97% of homes98% of homes
Lot sizebigger than2.5 ac54% of homes56% of homes
Year builtnewer than200678% of homes81% of homes

About 3651 State Route 643

How much is 3651 State Route 643, Baltic, OH worth?

The TopHap Estimate for 3651 State Route 643, Baltic, OH is $345,588 as of Jul 14, 2026. The likely range is $291,399 to $399,777. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3651 State Route 643, Baltic, OH last sell?

3651 State Route 643, Baltic, OH last sold on Dec 27, 2002 for $20,500, according to the county's recorded deed.

How big is 3651 State Route 643, Baltic, OH?

3651 State Route 643, Baltic, OH has 4 bedrooms, 2 bathrooms, 3,566 square feet of living space and a 2.50-acre lot.

When was 3651 State Route 643, Baltic, OH built?

3651 State Route 643, Baltic, OH was built in 2006, making it 20 years old. The building has 1 story.

How does 3651 State Route 643, Baltic, OH compare to other homes in Baltic 43804?

Among the 986 homes in Baltic 43804, it is worth more than 69% of them ($345,588 against a typical $278,090), its price per square foot is higher than 19% of them ($97 against a typical $142), it is bigger than 97% of them (3,566 ft² against a typical 2,002 ft²), its lot is bigger than 54% of them (2.5 ac against a typical 2 ac) and it is newer than 78% of them (2006 against a typical 1983). Measured against all of Holmes County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3651 State Route 643, Baltic, OH?

The 2025 property tax bill for 3651 State Route 643, Baltic, OH was $6,343. The county assessed it at $170,510.

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