Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$197,139$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3656 STATE ROUTE 66

VALATIE, NY 12184
2
Beds
1
Baths
1,457 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1878
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$197K
$178K low$217K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$157,139
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,711
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
COMMUNITY BANK NA · R · recorded Jul 15, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,680 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$182,927

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 253 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chatham High SchoolB+
High · Grades 9–12 · 3.9 mi
M
Chatham Middle SchoolC-
Middle · Grades 6–8 · 3.9 mi
E
Mary E Dardess Elementary SchoolC+
Elementary · Grades PK–5 · 4.0 mi

District: Chatham Central School District

Neighborhood · ZIP 12184These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,559
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3656 State Route 66 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Valatie 12184
  • Among the lowest price per square foot in Valatie 12184
  • Smaller than 72% of homes in Valatie 12184
  • Has a smaller lot than 85% of homes in Valatie 12184
  • Older than 91% of homes in Valatie 12184

What homes are worth in Valatie 12184

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$1.6M

This home is worth less than almost all homes in Valatie 12184.

How it measures up in Valatie 12184

The dot is this home. The mark in the middle is the typical home in Valatie 12184.

Estimated value$197,139
CheaperTypical $462,566Pricier

Cheaper than almost all homes nearby

Price per ft²$135
CheaperTypical $274Pricier

Cheaper than almost all homes nearby

Living area1,457 ft²
SmallerTypical 1,793 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.32 ac
SmallerTypical 1 acBigger

Bigger than 15% of homes nearby

Year built1878
OlderTypical 1976Newer

Newer than 9% of homes nearby

How 3656 State Route 66 ranks against every home in each area.
MeasureThis homeValatie 12184Columbia County
Estimated valuepricier than$197,139almost no homes2% of homes
Price per ft²pricier than$135almost no homes2% of homes
Living areabigger than1,457 ft²28% of homes37% of homes
Lot sizebigger than0.32 ac15% of homes18% of homes
Year builtnewer than18789% of homes10% of homes

About 3656 State Route 66

How much is 3656 State Route 66, Valatie, NY worth?

The TopHap Estimate for 3656 State Route 66, Valatie, NY is $197,139 as of Jul 14, 2026. The likely range is $177,668 to $216,610. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3656 State Route 66, Valatie, NY?

3656 State Route 66, Valatie, NY has 2 bedrooms, 1 bathrooms, 1,457 square feet of living space and a 0.32-acre lot.

When was 3656 State Route 66, Valatie, NY built?

3656 State Route 66, Valatie, NY was built in 1878, making it 148 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3656 State Route 66, Valatie, NY?

3656 State Route 66, Valatie, NY is assigned to Chatham High School (high), rated B+; Chatham Middle School (middle), rated C-; Mary E Dardess Elementary School (elementary), rated C+. All sit in Chatham Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3656 State Route 66, Valatie, NY compare to other homes in Valatie 12184?

Among the 2,530 homes in Valatie 12184, it is worth more than almost none of them ($197,139 against a typical $462,566), its price per square foot is higher than almost none of them ($135 against a typical $274), it is bigger than 28% of them (1,457 ft² against a typical 1,793 ft²), its lot is bigger than 15% of them (0.32 ac against a typical 1 ac) and it is newer than 9% of them (1878 against a typical 1976). Measured against all of Columbia County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3656 State Route 66, Valatie, NY?

The 2025 property tax bill for 3656 State Route 66, Valatie, NY was $2,680. The county assessed it at $150,000.

Closest homes

More homes in Valatie 12184

Assigned schools

Explore the area

See this home in context

Open 3656 State Route 66 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map