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Single Family ResidenceResidential
$438,177$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

366 CHRISTMAS HILL RD

RICHMOND, VT 05477
3
Beds
0
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$438K
$419K low$458K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$368,177
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$294,542
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
CITIZENS BANK · recorded Feb 6, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
CITIZENS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,771 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$356,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$356,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChittenden
Lot (acres)The size of the land the home sits on, from county records.2.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05477These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,582
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,050
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

366 Christmas Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Richmond 05477
  • Costs more per square foot than 88% of homes in Richmond 05477
  • Smaller than 81% of homes in Chittenden County
  • Has a bigger lot than 79% of homes in Chittenden County

What homes are worth in Richmond 05477

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$1.1M

This home is worth more than 30% of homes in Richmond 05477.

How it measures up in Richmond 05477

The dot is this home. The mark in the middle is the typical home in Richmond 05477.

Estimated value$438,177
CheaperTypical $525,894Pricier

Pricier than 30% of homes nearby

Price per ft²$406
CheaperTypical $333Pricier

Pricier than 88% of homes nearby

Living area1,080 ft²
SmallerTypical 1,646 ft²Bigger

Bigger than 20% of homes nearby

Lot size2.04 ac
SmallerTypical 1.5 acBigger

Bigger than 58% of homes nearby

Year built1984
OlderTypical 1981Newer

Newer than 55% of homes nearby

How 366 Christmas Hill Rd ranks against every home in each area.
MeasureThis homeRichmond 05477Chittenden County
Estimated valuepricier than$438,17730% of homes36% of homes
Price per ft²pricier than$40688% of homes88% of homes
Living areabigger than1,080 ft²20% of homes19% of homes
Lot sizebigger than2.04 ac58% of homes79% of homes
Year builtnewer than198455% of homes57% of homes

About 366 Christmas Hill Rd

How much is 366 Christmas Hill Rd, Richmond, VT worth?

The TopHap Estimate for 366 Christmas Hill Rd, Richmond, VT is $438,177 as of Jul 14, 2026. The likely range is $418,821 to $457,533. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 366 Christmas Hill Rd, Richmond, VT?

366 Christmas Hill Rd, Richmond, VT has 3 bedrooms, 1,080 square feet of living space and a 2.04-acre lot.

When was 366 Christmas Hill Rd, Richmond, VT built?

366 Christmas Hill Rd, Richmond, VT was built in 1984, making it 42 years old.

How does 366 Christmas Hill Rd, Richmond, VT compare to other homes in Richmond 05477?

Among the 1,779 homes in Richmond 05477, it is worth more than 30% of them ($438,177 against a typical $525,894), its price per square foot is higher than 88% of them ($406 against a typical $333), it is bigger than 20% of them (1,080 ft² against a typical 1,646 ft²), its lot is bigger than 58% of them (2.04 ac against a typical 1.5 ac) and it is newer than 55% of them (1984 against a typical 1981). Measured against all of Chittenden County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 366 Christmas Hill Rd, Richmond, VT?

The 2022 property tax bill for 366 Christmas Hill Rd, Richmond, VT was $5,771. The county assessed it at $356,500.

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