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Single Family ResidenceResidential
$685,086$445 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Jul 9, 2018

3670 RUBY AVE

SAINT JAMES CITY, FL 33956
3
Beds
2
Baths
1,539 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$685K
$620K low$750K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Jul 9, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$192,686
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$154,149
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$435,000
FLAGSTAR BANK FSB · recorded Jul 9, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$57,400
UNITED STATES SMALL BUSINESS ADMIN

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,778 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$380,504
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,456

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.111 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftPatio · 469 ft²Porch · 482 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ida S. Baker High SchoolD+
High · Grades 9–12 · 7.6 mi
M
Gulf Middle SchoolB+
Middle · Grades 6–8 · 7.7 mi
E
Pine Island Elementary SchoolA-
Elementary · Grades KG–5 · 8.5 mi

District: Lee County School District

Neighborhood · ZIP 33956These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,560
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3670 Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Lee County
  • Costs more per square foot than 94% of homes in Lee County
  • Smaller than 65% of homes in Lee County
  • Has a bigger lot than 69% of homes in Lee County
  • Newer than 65% of homes in Saint James City 33956

What homes are worth in Saint James City 33956

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.6M

This home is worth more than 71% of homes in Saint James City 33956.

How it measures up in Saint James City 33956

The dot is this home. The mark in the middle is the typical home in Saint James City 33956.

Estimated value$685,086
CheaperTypical $517,703Pricier

Pricier than 71% of homes nearby

Price per ft²$445
CheaperTypical $290Pricier

Pricier than 91% of homes nearby

Living area1,539 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.26 ac
SmallerTypical 0.19 acBigger

Bigger than 65% of homes nearby

Year built1990
OlderTypical 1987Newer

Newer than 65% of homes nearby

How 3670 Ruby Ave ranks against every home in each area.
MeasureThis homeSaint James City 33956Lee County
Estimated valuepricier than$685,08671% of homes86% of homes
Price per ft²pricier than$44591% of homes94% of homes
Living areabigger than1,539 ft²52% of homes35% of homes
Lot sizebigger than0.26 ac65% of homes69% of homes
Year builtnewer than199065% of homes38% of homes

About 3670 Ruby Ave

How much is 3670 Ruby Ave, Saint James City, FL worth?

The TopHap Estimate for 3670 Ruby Ave, Saint James City, FL is $685,086 as of Jul 14, 2026. The likely range is $619,866 to $750,306. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3670 Ruby Ave, Saint James City, FL last sell?

3670 Ruby Ave, Saint James City, FL last sold on Jul 9, 2018 for $460,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3670 Ruby Ave, Saint James City, FL?

3670 Ruby Ave, Saint James City, FL has 3 bedrooms, 2 bathrooms, 1,539 square feet of living space and a 0.26-acre lot.

When was 3670 Ruby Ave, Saint James City, FL built?

3670 Ruby Ave, Saint James City, FL was built in 1990, making it 36 years old. It is a ranch home. The building has 1 story.

What schools serve 3670 Ruby Ave, Saint James City, FL?

3670 Ruby Ave, Saint James City, FL is assigned to Ida S. Baker High School (high), rated D+; Gulf Middle School (middle), rated B+; Pine Island Elementary School (elementary), rated A-. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3670 Ruby Ave, Saint James City, FL compare to other homes in Saint James City 33956?

Among the 2,979 homes in Saint James City 33956, it is worth more than 71% of them ($685,086 against a typical $517,703), its price per square foot is higher than 91% of them ($445 against a typical $290), it is bigger than 52% of them (1,539 ft² against a typical 1,520 ft²), its lot is bigger than 65% of them (0.26 ac against a typical 0.19 ac) and it is newer than 65% of them (1990 against a typical 1987). Measured against all of Lee County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3670 Ruby Ave, Saint James City, FL?

The 2025 property tax bill for 3670 Ruby Ave, Saint James City, FL was $5,353. The county assessed it at $390,778.

Closest homes

More homes in Saint James City 33956

Assigned schools

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