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Single Family ResidenceResidential
$436,146$346 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $395,000 on Sep 11, 2023

3682 RIVER RD SE

CLEAR LAKE, MN 55319
1
Beds
1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$436K
$400K low$472K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · Sep 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,652 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$452,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$298,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$449,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$452,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.195 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySHERBURNE
Lot (acres)The size of the land the home sits on, from county records.1.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barPorch · 285 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearview Elementary SchoolB
Elementary · Grades PK–5 · 3.8 mi
H
Tech High SchoolD+
High · Grades 9–12 · 7.2 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 7.3 mi

District: St. Cloud Area School District

Neighborhood · ZIP 55319These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,865
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,727
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,381
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3682 River Rd Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Sherburne County
  • Costs more per square foot than 72% of homes in Sherburne County

What homes are worth in Clear Lake 55319

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$730K

This home is worth more than 63% of homes in Clear Lake 55319.

How it measures up in Clear Lake 55319

The dot is this home. The mark in the middle is the typical home in Clear Lake 55319.

Estimated value$436,146
CheaperTypical $390,440Pricier

Pricier than 63% of homes nearby

Price per ft²$346
CheaperTypical $303Pricier

Pricier than 69% of homes nearby

Living area1,260 ft²
SmallerTypical 1,178 ft²Bigger

Bigger than 57% of homes nearby

Lot size1.2 ac
SmallerTypical 1.43 acBigger

Bigger than 49% of homes nearby

How 3682 River Rd Se ranks against every home in each area.
MeasureThis homeClear Lake 55319Sherburne County
Estimated valuepricier than$436,14663% of homes73% of homes
Price per ft²pricier than$34669% of homes72% of homes
Living areabigger than1,260 ft²57% of homes58% of homes
Lot sizebigger than1.2 ac49% of homes59% of homes

About 3682 River Rd Se

How much is 3682 River Rd Se, Clear Lake, MN worth?

The TopHap Estimate for 3682 River Rd Se, Clear Lake, MN is $436,146 as of Sep 24, 2026. The likely range is $399,968 to $472,324. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3682 River Rd Se, Clear Lake, MN last sell?

3682 River Rd Se, Clear Lake, MN last sold on Sep 11, 2023 for $395,000, according to the county's recorded deed.

How big is 3682 River Rd Se, Clear Lake, MN?

3682 River Rd Se, Clear Lake, MN has 1 bedrooms, 1 bathrooms, 1,260 square feet of living space and a 1.20-acre lot.

What schools serve 3682 River Rd Se, Clear Lake, MN?

3682 River Rd Se, Clear Lake, MN is assigned to Clearview Elementary School (elementary), rated B; Tech High School (high), rated D+; South Junior High School (middle), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3682 River Rd Se, Clear Lake, MN compare to other homes in Clear Lake 55319?

Among the 3,144 homes in Clear Lake 55319, it is worth more than 63% of them ($436,146 against a typical $390,440), its price per square foot is higher than 69% of them ($346 against a typical $303), it is bigger than 57% of them (1,260 ft² against a typical 1,178 ft²) and its lot is bigger than 49% of them (1.2 ac against a typical 1.43 ac). Measured against all of Sherburne County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3682 River Rd Se, Clear Lake, MN?

The 2025 property tax bill for 3682 River Rd Se, Clear Lake, MN was $3,652. The county assessed it at $452,700.

More homes on River Rd Se

Closest homes

More homes in Clear Lake 55319

Assigned schools

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Open 3682 River Rd Se on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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