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Single Family ResidenceResidential
$274,143$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $41,500 on Jun 1, 1986

3686 JOY LN

PETOSKEY, MI 49770
1
Baths
1,054 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
30 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$274K
$236K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$41,500 · Jun 1, 1986

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,644 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$159,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.150 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEMMET
Lot (acres)The size of the land the home sits on, from county records.30.00
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Petoskey Middle SchoolA+
Middle · Grades 6–8 · 6.4 mi
H
Petoskey High SchoolA-
High · Grades 9–12 · 6.7 mi
E
Ottawa Elementary SchoolB+
Elementary · Grades KG–5 · 6.9 mi

District: Petoskey Public Schools

Neighborhood · ZIP 49770These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.17,536
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,078
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3686 Joy Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Petoskey 49770
  • Smaller than 84% of homes in Petoskey 49770
  • Has a bigger lot than 98% of homes in Petoskey 49770

What homes are worth in Petoskey 49770

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$2.9M

This home is worth more than 22% of homes in Petoskey 49770.

How it measures up in Petoskey 49770

The dot is this home. The mark in the middle is the typical home in Petoskey 49770.

Estimated value$274,143
CheaperTypical $393,393Pricier

Pricier than 22% of homes nearby

Price per ft²$260
CheaperTypical $251Pricier

Pricier than 54% of homes nearby

Living area1,054 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 16% of homes nearby

Lot size30 ac
SmallerTypical 0.52 acBigger

Bigger than 98% of homes nearby

How 3686 Joy Ln ranks against every home in each area.
MeasureThis homePetoskey 49770Emmet County
Estimated valuepricier than$274,14322% of homes29% of homes
Price per ft²pricier than$26054% of homes49% of homes
Living areabigger than1,054 ft²16% of homes17% of homes
Lot sizebigger than30 ac98% of homes96% of homes

About 3686 Joy Ln

How much is 3686 Joy Ln, Petoskey, MI worth?

The TopHap Estimate for 3686 Joy Ln, Petoskey, MI is $274,143 as of Oct 21, 2026. The likely range is $235,756 to $312,530. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3686 Joy Ln, Petoskey, MI last sell?

3686 Joy Ln, Petoskey, MI last sold on Jun 1, 1986 for $41,500, according to the county's recorded deed.

How big is 3686 Joy Ln, Petoskey, MI?

3686 Joy Ln, Petoskey, MI has 1 bathrooms, 1,054 square feet of living space and a 30.00-acre lot.

What schools serve 3686 Joy Ln, Petoskey, MI?

3686 Joy Ln, Petoskey, MI is assigned to Petoskey Middle School (middle), rated A+; Petoskey High School (high), rated A-; Ottawa Elementary School (elementary), rated B+. All sit in Petoskey Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3686 Joy Ln, Petoskey, MI compare to other homes in Petoskey 49770?

Among the 8,536 homes in Petoskey 49770, it is worth more than 22% of them ($274,143 against a typical $393,393), its price per square foot is higher than 54% of them ($260 against a typical $251), it is bigger than 16% of them (1,054 ft² against a typical 1,560 ft²) and its lot is bigger than 98% of them (30 ac against a typical 0.52 ac). Measured against all of Emmet County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3686 Joy Ln, Petoskey, MI?

The 2024 property tax bill for 3686 Joy Ln, Petoskey, MI was $1,644. The county assessed it at $159,000.

More homes on Joy Ln

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Assigned schools

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