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Single Family ResidenceResidential
$498,136$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3695 SW 28TH ST

OKEECHOBEE, FL 34974
3
Beds
2
Baths
2,263 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.

Valuation

$498K
$353K low$643K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,199 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,148
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,051
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$611,056

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkeechobee
Lot (acres)The size of the land the home sits on, from county records.11.04
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Osceola Middle SchoolC-
Middle · Grades 6–8 · 1.7 mi
E
South Elementary SchoolC+
Elementary · Grades KG–5 · 1.8 mi
H
Osceola High SchoolD+
High · Grades 9–12 · 4.0 mi

District: Okeechobee County School District

Neighborhood · ZIP 34974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.24,265
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,493
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.67%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3695 Sw 28th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Okeechobee 34974
  • Costs more per square foot than 76% of homes in Okeechobee 34974
  • Bigger than 92% of homes in Okeechobee 34974
  • Among the largest lots in Okeechobee 34974
  • Older than 66% of homes in Okeechobee County

What homes are worth in Okeechobee 34974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$743K

This home is worth more than 92% of homes in Okeechobee 34974.

How it measures up in Okeechobee 34974

The dot is this home. The mark in the middle is the typical home in Okeechobee 34974.

Estimated value$498,136
CheaperTypical $272,588Pricier

Pricier than 92% of homes nearby

Price per ft²$220
CheaperTypical $183Pricier

Pricier than 76% of homes nearby

Living area2,263 ft²
SmallerTypical 1,224 ft²Bigger

Bigger than 92% of homes nearby

Lot size11.04 ac
SmallerTypical 0.23 acBigger

Bigger than almost all homes nearby

Year built1981
OlderTypical 1988Newer

Newer than 36% of homes nearby

How 3695 Sw 28th St ranks against every home in each area.
MeasureThis homeOkeechobee 34974Okeechobee County
Estimated valuepricier than$498,13692% of homes88% of homes
Price per ft²pricier than$22076% of homes72% of homes
Living areabigger than2,263 ft²92% of homes90% of homes
Lot sizebigger than11.04 acalmost all homes97% of homes
Year builtnewer than198136% of homes34% of homes

About 3695 Sw 28th St

How much is 3695 Sw 28th St, Okeechobee, FL worth?

The TopHap Estimate for 3695 Sw 28th St, Okeechobee, FL is $498,136 as of Sep 24, 2026. The likely range is $353,117 to $643,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3695 Sw 28th St, Okeechobee, FL?

3695 Sw 28th St, Okeechobee, FL has 3 bedrooms, 2 bathrooms, 2,263 square feet of living space and a 11.04-acre lot.

When was 3695 Sw 28th St, Okeechobee, FL built?

3695 Sw 28th St, Okeechobee, FL was built in 1981, making it 45 years old.

What schools serve 3695 Sw 28th St, Okeechobee, FL?

3695 Sw 28th St, Okeechobee, FL is assigned to Osceola Middle School (middle), rated C-; South Elementary School (elementary), rated C+; Osceola High School (high), rated D+. All sit in Okeechobee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3695 Sw 28th St, Okeechobee, FL compare to other homes in Okeechobee 34974?

Among the 11,168 homes in Okeechobee 34974, it is worth more than 92% of them ($498,136 against a typical $272,588), its price per square foot is higher than 76% of them ($220 against a typical $183), it is bigger than 92% of them (2,263 ft² against a typical 1,224 ft²), its lot is bigger than almost all of them (11.04 ac against a typical 0.23 ac) and it is newer than 36% of them (1981 against a typical 1988). Measured against all of Okeechobee County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3695 Sw 28th St, Okeechobee, FL?

The 2025 property tax bill for 3695 Sw 28th St, Okeechobee, FL was $2,326. The county assessed it at $210,199.

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