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Single Family ResidenceResidential
$303,078$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $199,900 on Mar 15, 2021

37 HOWLAND ST

WATERBURY, CT 06708
4
Beds
2.5
Baths
1,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$303K
$282K low$324K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,900 · Mar 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,175
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,340
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,903
NATIONWIDE MORTGAGE BANKERS · P · recorded Mar 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,790 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,111

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bunker Hill Elementary SchoolC-
Elementary · Grades KG–5 · 0.5 mi
M
West Side Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi
H
Kennedy High SchoolD-
High · Grades 9–12 · 1.2 mi

District: Waterbury School District

Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

37 Howland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Naugatuck Valley County
  • Costs less per square foot than 77% of homes in Naugatuck Valley County
  • Has a bigger lot than 81% of homes in Waterbury 06708
  • Older than 94% of homes in Bunker Hill

What homes are worth in Waterbury 06708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$519K

This home is worth more than 37% of homes in Waterbury 06708.

How it measures up in Waterbury 06708

The dot is this home. The mark in the middle is the typical home in Waterbury 06708.

Estimated value$303,078
CheaperTypical $326,015Pricier

Pricier than 37% of homes nearby

Price per ft²$225
CheaperTypical $244Pricier

Pricier than 40% of homes nearby

Living area1,350 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.34 ac
SmallerTypical 0.21 acBigger

Bigger than 81% of homes nearby

Year built1910
OlderTypical 1959Newer

Newer than 8% of homes nearby

How 37 Howland St ranks against every home in each area.
MeasureThis homeBunker HillWaterbury 06708Naugatuck Valley County
Estimated valuepricier than$303,07825% of homes37% of homes21% of homes
Price per ft²pricier than$22536% of homes40% of homes23% of homes
Living areabigger than1,350 ft²53% of homes53% of homes41% of homes
Lot sizebigger than0.34 ac78% of homes81% of homes42% of homes
Year builtnewer than19106% of homes8% of homes8% of homes

About 37 Howland St

How much is 37 Howland St, Waterbury, CT worth?

The TopHap Estimate for 37 Howland St, Waterbury, CT is $303,078 as of Jul 14, 2026. The likely range is $282,483 to $323,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 37 Howland St, Waterbury, CT last sell?

37 Howland St, Waterbury, CT last sold on Mar 15, 2021 for $199,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 37 Howland St, Waterbury, CT?

37 Howland St, Waterbury, CT has 4 bedrooms, 2.5 bathrooms, 1,350 square feet of living space and a 0.34-acre lot.

When was 37 Howland St, Waterbury, CT built?

37 Howland St, Waterbury, CT was built in 1910, making it 116 years old. It is a cape cod home. The building has 2 stories.

What schools serve 37 Howland St, Waterbury, CT?

37 Howland St, Waterbury, CT is assigned to Bunker Hill Elementary School (elementary), rated C-; West Side Middle School (middle), rated C-; Kennedy High School (high), rated D-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 37 Howland St, Waterbury, CT compare to other homes in Waterbury 06708?

Among the 8,807 homes in Waterbury 06708, it is worth more than 37% of them ($303,078 against a typical $326,015), its price per square foot is higher than 40% of them ($225 against a typical $244), it is bigger than 53% of them (1,350 ft² against a typical 1,330 ft²), its lot is bigger than 81% of them (0.34 ac against a typical 0.21 ac) and it is newer than 8% of them (1910 against a typical 1959). Measured against all of Naugatuck Valley County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 37 Howland St, Waterbury, CT?

The 2024 property tax bill for 37 Howland St, Waterbury, CT was $5,790. The county assessed it at $128,730.

Closest homes

More homes in Waterbury 06708

Assigned schools

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