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Single Family ResidenceResidential
$220,980$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $295,000 on Oct 3, 2022

3700 COTTRELL RD

RICHMOND, VA 23234
4
Beds
2
Baths
1,791 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$221K
$190K low$252K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Oct 3, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.145%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$301,785
CERTAINTY HOME LOANS LLC · recorded Oct 3, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,900
TRUIST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,128 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$344,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$325,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.1.50
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J.L. Francis Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
H
Huguenot High SchoolD-
High · Grades 9–12 · 5.5 mi
M
River City Middle SchoolD-
Middle · Grades 6–8 · 5.6 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23234These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.49,128
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,432 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,582
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3700 Cottrell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Cottrell Farms
  • Costs less per square foot than 78% of homes in Richmond city County
  • Bigger than 83% of homes in Cottrell Farms
  • Has a bigger lot than 98% of homes in Richmond city County
  • Older than 90% of homes in Cottrell Farms

What homes are worth in Richmond 23234

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$474K

This home is worth more than 57% of homes in Richmond 23234.

How it measures up in Richmond 23234

The dot is this home. The mark in the middle is the typical home in Richmond 23234.

Estimated value$220,980
CheaperTypical $206,972Pricier

Pricier than 57% of homes nearby

Price per ft²$123
CheaperTypical $133Pricier

Pricier than 39% of homes nearby

Living area1,791 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 66% of homes nearby

Lot size1.5 ac
SmallerTypical 0.28 acBigger

Bigger than 96% of homes nearby

Year built1951
OlderTypical 1975Newer

Newer than 14% of homes nearby

How 3700 Cottrell Rd ranks against every home in each area.
MeasureThis homeCottrell FarmsRichmond 23234Richmond city County
Estimated valuepricier than$220,98079% of homes57% of homes40% of homes
Price per ft²pricier than$12343% of homes39% of homes22% of homes
Living areabigger than1,791 ft²83% of homes66% of homes63% of homes
Lot sizebigger than1.5 ac96% of homes96% of homes98% of homes
Year builtnewer than195110% of homes14% of homes57% of homes

About 3700 Cottrell Rd

How much is 3700 Cottrell Rd, Richmond, VA worth?

The TopHap Estimate for 3700 Cottrell Rd, Richmond, VA is $220,980 as of Jul 14, 2026. The likely range is $189,667 to $252,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3700 Cottrell Rd, Richmond, VA last sell?

3700 Cottrell Rd, Richmond, VA last sold on Oct 3, 2022 for $295,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3700 Cottrell Rd, Richmond, VA?

3700 Cottrell Rd, Richmond, VA has 4 bedrooms, 2 bathrooms, 1,791 square feet of living space and a 1.50-acre lot.

When was 3700 Cottrell Rd, Richmond, VA built?

3700 Cottrell Rd, Richmond, VA was built in 1951, making it 75 years old. It is a cape cod home. The building has 1 story.

What schools serve 3700 Cottrell Rd, Richmond, VA?

3700 Cottrell Rd, Richmond, VA is assigned to J.L. Francis Elementary School (elementary), rated C; Huguenot High School (high), rated D-; River City Middle School (middle), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3700 Cottrell Rd, Richmond, VA compare to other homes in Richmond 23234?

Among the 14,503 homes in Richmond 23234, it is worth more than 57% of them ($220,980 against a typical $206,972), its price per square foot is higher than 39% of them ($123 against a typical $133), it is bigger than 66% of them (1,791 ft² against a typical 1,540 ft²), its lot is bigger than 96% of them (1.5 ac against a typical 0.28 ac) and it is newer than 14% of them (1951 against a typical 1975). Measured against all of Richmond city County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3700 Cottrell Rd, Richmond, VA?

The 2026 property tax bill for 3700 Cottrell Rd, Richmond, VA was $4,128. The county assessed it at $344,000.

Closest homes

More homes in Richmond 23234

Assigned schools

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