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Single Family ResidenceResidential
$484,373$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3706 COTTONWOOD LN

VALPARAISO, IN 46385
3
Beds
4 / 1
Baths
2,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$484K
$452K low$516K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,208 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$460,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$403,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$460,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$460,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cooks Corners Elementary SchoolA
Elementary · Grades KG–5 · 0.5 mi
H
Valparaiso High School
High · Grades 9–12 · 0.7 mi
M
Benjamin Franklin Middle SchoolA+
Middle · Grades 6–8 · 2.1 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3706 Cottonwood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Porter County
  • Costs more per square foot than 72% of homes in Valparaiso 46385
  • Bigger than 71% of homes in Porter County

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$951K

This home is worth more than 76% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$484,373
CheaperTypical $372,118Pricier

Pricier than 76% of homes nearby

Price per ft²$213
CheaperTypical $187Pricier

Pricier than 72% of homes nearby

Living area2,272 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.26 ac
SmallerTypical 0.31 acBigger

Bigger than 42% of homes nearby

Year built1991
OlderTypical 1988Newer

Newer than 55% of homes nearby

How 3706 Cottonwood Ln ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$484,37376% of homes82% of homes
Price per ft²pricier than$21372% of homes72% of homes
Living areabigger than2,272 ft²64% of homes71% of homes
Lot sizebigger than0.26 ac42% of homes41% of homes
Year builtnewer than199155% of homes60% of homes

About 3706 Cottonwood Ln

How much is 3706 Cottonwood Ln, Valparaiso, IN worth?

The TopHap Estimate for 3706 Cottonwood Ln, Valparaiso, IN is $484,373 as of Sep 24, 2026. The likely range is $452,388 to $516,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3706 Cottonwood Ln, Valparaiso, IN last sell?

3706 Cottonwood Ln, Valparaiso, IN last sold on Jun 18, 2003, according to the county's recorded deed.

How big is 3706 Cottonwood Ln, Valparaiso, IN?

3706 Cottonwood Ln, Valparaiso, IN has 3 bedrooms, 4 bathrooms, 2,272 square feet of living space and a 0.26-acre lot.

When was 3706 Cottonwood Ln, Valparaiso, IN built?

3706 Cottonwood Ln, Valparaiso, IN was built in 1991, making it 35 years old. The building has 2 stories.

What schools serve 3706 Cottonwood Ln, Valparaiso, IN?

3706 Cottonwood Ln, Valparaiso, IN is assigned to Cooks Corners Elementary School (elementary), rated A; Valparaiso High School (high); Benjamin Franklin Middle School (middle), rated A+. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3706 Cottonwood Ln, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,165 homes in Valparaiso 46385, it is worth more than 76% of them ($484,373 against a typical $372,118), its price per square foot is higher than 72% of them ($213 against a typical $187), it is bigger than 64% of them (2,272 ft² against a typical 1,944 ft²), its lot is bigger than 42% of them (0.26 ac against a typical 0.31 ac) and it is newer than 55% of them (1991 against a typical 1988). Measured against all of Porter County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3706 Cottonwood Ln, Valparaiso, IN?

The 2025 property tax bill for 3706 Cottonwood Ln, Valparaiso, IN was $5,208. The county assessed it at $460,700.

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