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Single Family ResidenceResidential
$577,747$511 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Jan 10, 2006

3712 HARDING ST

RIVERSIDE, CA 92506
2
Beds
1
Baths
1,130 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$578K
$542K low$613K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Jan 10, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,413
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,130
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$336,334
AMERICA'S SERVICING CO · recorded Dec 3, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
LEHMAN BROTHERS BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,675 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$522,695 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$174,227
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$348,468
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$512,447
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$425,610

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Elementary SchoolB-
Elementary · Grades KG–6 · 0.6 mi
M
Sierra Middle SchoolC
Middle · Grades 7–8 · 0.9 mi
H
Ramona High SchoolC
High · Grades 9–12 · 0.9 mi

District: Riverside Unified School District

Neighborhood · ZIP 92506These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.350

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.47,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,910 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,200
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,774
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3712 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Riverside 92506
  • Costs more per square foot than 94% of homes in Riverside County
  • Smaller than 88% of homes in Riverside 92506
  • Has a smaller lot than 85% of homes in Riverside 92506
  • Older than 94% of homes in Riverside County

What homes are worth in Riverside 92506

Each bar is how many homes fall in that price range. The marker is this home.

This home
$445K$1.8M

This home is worth more than 19% of homes in Riverside 92506.

How it measures up in Riverside 92506

The dot is this home. The mark in the middle is the typical home in Riverside 92506.

Estimated value$577,747
CheaperTypical $698,857Pricier

Pricier than 19% of homes nearby

Price per ft²$511
CheaperTypical $390Pricier

Pricier than 91% of homes nearby

Living area1,130 ft²
SmallerTypical 1,806 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.16 ac
SmallerTypical 0.24 acBigger

Bigger than 15% of homes nearby

Year built1954
OlderTypical 1965Newer

Newer than 33% of homes nearby

How 3712 Harding St ranks against every home in each area.
MeasureThis homeMagnolia CenterRiverside 92506Riverside County
Estimated valuepricier than$577,74749% of homes19% of homes49% of homes
Price per ft²pricier than$51185% of homes91% of homes94% of homes
Living areabigger than1,130 ft²27% of homes12% of homes12% of homes
Lot sizebigger than0.16 ac32% of homes15% of homes30% of homes
Year builtnewer than195459% of homes33% of homes6% of homes

About 3712 Harding St

How much is 3712 Harding St, Riverside, CA worth?

The TopHap Estimate for 3712 Harding St, Riverside, CA is $577,747 as of Jul 14, 2026. The likely range is $542,174 to $613,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3712 Harding St, Riverside, CA last sell?

3712 Harding St, Riverside, CA last sold on Jan 10, 2006 for $375,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3712 Harding St, Riverside, CA?

3712 Harding St, Riverside, CA has 2 bedrooms, 1 bathrooms, 1,130 square feet of living space and a 0.16-acre lot.

When was 3712 Harding St, Riverside, CA built?

3712 Harding St, Riverside, CA was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 3712 Harding St, Riverside, CA?

3712 Harding St, Riverside, CA is assigned to Madison Elementary School (elementary), rated B-; Sierra Middle School (middle), rated C; Ramona High School (high), rated C. All sit in Riverside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3712 Harding St, Riverside, CA compare to other homes in Riverside 92506?

Among the 14,877 homes in Riverside 92506, it is worth more than 19% of them ($577,747 against a typical $698,857), its price per square foot is higher than 91% of them ($511 against a typical $390), it is bigger than 12% of them (1,130 ft² against a typical 1,806 ft²), its lot is bigger than 15% of them (0.16 ac against a typical 0.24 ac) and it is newer than 33% of them (1954 against a typical 1965). Measured against all of Riverside County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3712 Harding St, Riverside, CA?

The 2025 property tax bill for 3712 Harding St, Riverside, CA was $5,675. The county assessed it at $522,695.

More homes on Harding St

Closest homes

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Assigned schools

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