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Single Family ResidenceResidential
$457,409$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $170,000 on Aug 29, 2008

3738 CHESNEE RD

RUTHERFORDTON, NC 28139
3
Beds
2
Baths
1,957 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$457K
$411K low$504K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Aug 29, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,200 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$414,064 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$295,064
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$301,942
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$414,064

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.8.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Polk Central Elementary SchoolB+
Elementary · Grades PK–5 · 9.4 mi
H
Polk County High SchoolB
High · Grades 9–12 · 11.6 mi
M
Polk County Middle SchoolB+
Middle · Grades 6–8 · 11.9 mi

District: Polk County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3738 Chesnee Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Rutherfordton 28139
  • Costs more per square foot than 76% of homes in Rutherfordton 28139
  • Bigger than 76% of homes in Rutherfordton 28139
  • Has a bigger lot than 83% of homes in Rutherfordton 28139
  • Newer than 84% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$849K

This home is worth more than 79% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$457,409
CheaperTypical $292,611Pricier

Pricier than 79% of homes nearby

Price per ft²$234
CheaperTypical $180Pricier

Pricier than 76% of homes nearby

Living area1,957 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 76% of homes nearby

Lot size8 ac
SmallerTypical 1.83 acBigger

Bigger than 83% of homes nearby

Year built2005
OlderTypical 1985Newer

Newer than 84% of homes nearby

How 3738 Chesnee Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139
Estimated valuepricier than$457,40979% of homes
Price per ft²pricier than$23476% of homes
Living areabigger than1,957 ft²76% of homes
Lot sizebigger than8 ac83% of homes
Year builtnewer than200584% of homes

About 3738 Chesnee Rd

How much is 3738 Chesnee Rd, Rutherfordton, NC worth?

The TopHap Estimate for 3738 Chesnee Rd, Rutherfordton, NC is $457,409 as of Sep 24, 2026. The likely range is $411,035 to $503,783. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3738 Chesnee Rd, Rutherfordton, NC last sell?

3738 Chesnee Rd, Rutherfordton, NC last sold on Aug 29, 2008 for $170,000, according to the county's recorded deed.

How big is 3738 Chesnee Rd, Rutherfordton, NC?

3738 Chesnee Rd, Rutherfordton, NC has 3 bedrooms, 2 bathrooms, 1,957 square feet of living space and a 8.00-acre lot.

When was 3738 Chesnee Rd, Rutherfordton, NC built?

3738 Chesnee Rd, Rutherfordton, NC was built in 2005, making it 21 years old.

What schools serve 3738 Chesnee Rd, Rutherfordton, NC?

3738 Chesnee Rd, Rutherfordton, NC is assigned to Polk Central Elementary School (elementary), rated B+; Polk County High School (high), rated B; Polk County Middle School (middle), rated B+. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3738 Chesnee Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,473 homes in Rutherfordton 28139, it is worth more than 79% of them ($457,409 against a typical $292,611), its price per square foot is higher than 76% of them ($234 against a typical $180), it is bigger than 76% of them (1,957 ft² against a typical 1,539 ft²), its lot is bigger than 83% of them (8 ac against a typical 1.83 ac) and it is newer than 84% of them (2005 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3738 Chesnee Rd, Rutherfordton, NC?

The 2026 property tax bill for 3738 Chesnee Rd, Rutherfordton, NC was $2,200. The county assessed it at $414,064.

More homes on Chesnee Rd

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