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Single Family ResidenceResidential
$282,790$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $84,000 on Mar 4, 1998

3738 SPENCE CT

JACKSONVILLE, FL 32207
3
Beds
2
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$283K
$252K low$314K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Mar 4, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,584 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,132 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,185
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,878

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUVAL
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Englewood High SchoolD-
High · Grades 9–12 · 0.7 mi
E
Love Grove Elementary SchoolD
Elementary · Grades PK–5 · 1.1 mi
M
Southside Middle SchoolD
Middle · Grades 6–8 · 1.3 mi

District: Duval County School District

Neighborhood · ZIP 32207These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.38,926
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,414 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,713
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3738 Spence Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Englewood
  • Costs more per square foot than 75% of homes in Englewood
  • Has a smaller lot than 88% of homes in Englewood
  • Newer than 85% of homes in Englewood

What homes are worth in Jacksonville 32207

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$1.6M

This home is worth more than 57% of homes in Jacksonville 32207.

How it measures up in Jacksonville 32207

The dot is this home. The mark in the middle is the typical home in Jacksonville 32207.

Estimated value$282,790
CheaperTypical $257,070Pricier

Pricier than 57% of homes nearby

Price per ft²$181
CheaperTypical $181Pricier

Pricier than 50% of homes nearby

Living area1,560 ft²
SmallerTypical 1,454 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 33% of homes nearby

Year built1974
OlderTypical 1952Newer

Newer than 81% of homes nearby

How 3738 Spence Ct ranks against every home in each area.
MeasureThis homeEnglewoodJacksonville 32207Duval County
Estimated valuepricier than$282,79082% of homes57% of homes48% of homes
Price per ft²pricier than$18175% of homes50% of homes57% of homes
Living areabigger than1,560 ft²63% of homes58% of homes47% of homes
Lot sizebigger than0.17 ac12% of homes33% of homes39% of homes
Year builtnewer than197485% of homes81% of homes35% of homes

About 3738 Spence Ct

How much is 3738 Spence Ct, Jacksonville, FL worth?

The TopHap Estimate for 3738 Spence Ct, Jacksonville, FL is $282,790 as of Aug 30, 2026. The likely range is $251,962 to $313,618. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3738 Spence Ct, Jacksonville, FL last sell?

3738 Spence Ct, Jacksonville, FL last sold on Mar 4, 1998 for $84,000, according to the county's recorded deed.

How big is 3738 Spence Ct, Jacksonville, FL?

3738 Spence Ct, Jacksonville, FL has 3 bedrooms, 2 bathrooms, 1,560 square feet of living space and a 0.17-acre lot.

When was 3738 Spence Ct, Jacksonville, FL built?

3738 Spence Ct, Jacksonville, FL was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 3738 Spence Ct, Jacksonville, FL?

3738 Spence Ct, Jacksonville, FL is assigned to Englewood High School (high), rated D-; Love Grove Elementary School (elementary), rated D; Southside Middle School (middle), rated D. All sit in Duval County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3738 Spence Ct, Jacksonville, FL compare to other homes in Jacksonville 32207?

Among the 12,419 homes in Jacksonville 32207, it is worth more than 57% of them ($282,790 against a typical $257,070), its price per square foot is higher than 50% of them ($181 against a typical $181), it is bigger than 58% of them (1,560 ft² against a typical 1,454 ft²), its lot is bigger than 33% of them (0.17 ac against a typical 0.19 ac) and it is newer than 81% of them (1974 against a typical 1952). Measured against all of Duval County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3738 Spence Ct, Jacksonville, FL?

The 2025 property tax bill for 3738 Spence Ct, Jacksonville, FL was $1,584. The county assessed it at $112,132.

More homes on Spence Ct

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