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Single Family ResidenceResidential
$437,951$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3740 RICHMOND RD

TROY, VA 22974
3
Beds
3
Baths
2,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$438K
$410K low$466K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,406 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.11.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 480 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 7.9 mi
M
Fluvanna Middle SchoolB
Middle · Grades 5–7 · 10.8 mi
E
Central Elementary SchoolC
Elementary · Grades 1–2 · 11.0 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 22974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,064
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3740 Richmond Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Fluvanna County
  • Costs less per square foot than 96% of homes in Troy 22974
  • Bigger than 90% of homes in Zion Crossroads
  • Has a bigger lot than 90% of homes in Zion Crossroads
  • Among the oldest homes in Troy 22974

What homes are worth in Troy 22974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.2M

This home is worth more than 51% of homes in Troy 22974.

How it measures up in Troy 22974

The dot is this home. The mark in the middle is the typical home in Troy 22974.

Estimated value$437,951
CheaperTypical $430,865Pricier

Pricier than 51% of homes nearby

Price per ft²$169
CheaperTypical $240Pricier

Pricier than 4% of homes nearby

Living area2,592 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 83% of homes nearby

Lot size11.33 ac
SmallerTypical 2.16 acBigger

Bigger than 90% of homes nearby

Year built1900
OlderTypical 1995Newer

Older than almost all homes nearby

How 3740 Richmond Rd ranks against every home in each area.
MeasureThis homeZion CrossroadsTroy 22974Fluvanna County
Estimated valuepricier than$437,95165% of homes51% of homes71% of homes
Price per ft²pricier than$1696% of homes4% of homes9% of homes
Living areabigger than2,592 ft²90% of homes83% of homes90% of homes
Lot sizebigger than11.33 ac90% of homes90% of homes90% of homes
Year builtnewer than19002% of homesalmost no homes2% of homes

About 3740 Richmond Rd

How much is 3740 Richmond Rd, Troy, VA worth?

The TopHap Estimate for 3740 Richmond Rd, Troy, VA is $437,951 as of Aug 30, 2026. The likely range is $409,880 to $466,022. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3740 Richmond Rd, Troy, VA last sell?

3740 Richmond Rd, Troy, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3740 Richmond Rd, Troy, VA?

3740 Richmond Rd, Troy, VA has 3 bedrooms, 3 bathrooms, 2,592 square feet of living space and a 11.33-acre lot.

When was 3740 Richmond Rd, Troy, VA built?

3740 Richmond Rd, Troy, VA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 3740 Richmond Rd, Troy, VA?

3740 Richmond Rd, Troy, VA is assigned to Fluvanna County High School (high), rated C+; Fluvanna Middle School (middle), rated B; Central Elementary School (elementary), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3740 Richmond Rd, Troy, VA compare to other homes in Troy 22974?

Among the 1,817 homes in Troy 22974, it is worth more than 51% of them ($437,951 against a typical $430,865), its price per square foot is higher than 4% of them ($169 against a typical $240), it is bigger than 83% of them (2,592 ft² against a typical 1,804 ft²), its lot is bigger than 90% of them (11.33 ac against a typical 2.16 ac) and it is newer than almost none of them (1900 against a typical 1995). Measured against all of Fluvanna County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3740 Richmond Rd, Troy, VA?

The 2025 property tax bill for 3740 Richmond Rd, Troy, VA was $2,406. The county assessed it at $318,700.

More homes on Richmond Rd

Closest homes

More homes in Troy 22974

Assigned schools

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