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Single Family ResidenceResidential
$146,289$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3765 FERN RIDGE RD

MEMPHIS, TN 38115
3
Beds
2.5
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,644 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$146K
$139K low$154K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$837 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,125 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Patio · 16 ft²Porch · 96 ft²

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kirby High SchoolC-
High · Grades 9–12 · 0.6 mi
M
Hickory Ridge Middle SchoolD+
Middle · Grades 6–8 · 0.7 mi
E
Belle Forest Community SchoolC
Elementary · Grades PK–5 · 1.4 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38115These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.209

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.39,816
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,330
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3765 Fern Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Shelby County
  • Costs less per square foot than 66% of homes in Shelby County
  • Among the smallest lots in Autumn Ridge
  • Newer than 87% of homes in Memphis 38115

What homes are worth in Memphis 38115

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$235K

This home is worth more than 39% of homes in Memphis 38115.

How it measures up in Memphis 38115

The dot is this home. The mark in the middle is the typical home in Memphis 38115.

Estimated value$146,289
CheaperTypical $157,189Pricier

Pricier than 39% of homes nearby

Price per ft²$95
CheaperTypical $93Pricier

Pricier than 55% of homes nearby

Living area1,536 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 43% of homes nearby

Lot size2,644 ft²
SmallerTypical 0.21 acBigger

Bigger than 7% of homes nearby

Year built1984
OlderTypical 1974Newer

Newer than 87% of homes nearby

How 3765 Fern Ridge Rd ranks against every home in each area.
MeasureThis homeAutumn RidgeMemphis 38115Shelby County
Estimated valuepricier than$146,28936% of homes39% of homes35% of homes
Price per ft²pricier than$9541% of homes55% of homes34% of homes
Living areabigger than1,536 ft²57% of homes43% of homes42% of homes
Lot sizebigger than2,644 ft²almost no homes7% of homes2% of homes
Year builtnewer than198472% of homes87% of homes62% of homes

About 3765 Fern Ridge Rd

How much is 3765 Fern Ridge Rd, Memphis, TN worth?

The TopHap Estimate for 3765 Fern Ridge Rd, Memphis, TN is $146,289 as of Aug 30, 2026. The likely range is $138,784 to $153,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3765 Fern Ridge Rd, Memphis, TN last sell?

3765 Fern Ridge Rd, Memphis, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3765 Fern Ridge Rd, Memphis, TN?

3765 Fern Ridge Rd, Memphis, TN has 3 bedrooms, 2.5 bathrooms, 1,536 square feet of living space and a 0.06-acre lot.

When was 3765 Fern Ridge Rd, Memphis, TN built?

3765 Fern Ridge Rd, Memphis, TN was built in 1984, making it 42 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3765 Fern Ridge Rd, Memphis, TN?

3765 Fern Ridge Rd, Memphis, TN is assigned to Kirby High School (high), rated C-; Hickory Ridge Middle School (middle), rated D+; Belle Forest Community School (elementary), rated C. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3765 Fern Ridge Rd, Memphis, TN compare to other homes in Memphis 38115?

Among the 7,077 homes in Memphis 38115, it is worth more than 39% of them ($146,289 against a typical $157,189), its price per square foot is higher than 55% of them ($95 against a typical $93), it is bigger than 43% of them (1,536 ft² against a typical 1,612 ft²), its lot is bigger than 7% of them (2,644 ft² against a typical 0.21 ac) and it is newer than 87% of them (1984 against a typical 1974). Measured against all of Shelby County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3765 Fern Ridge Rd, Memphis, TN?

The 2025 property tax bill for 3765 Fern Ridge Rd, Memphis, TN was $837. The county assessed it at $31,125.

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