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Single Family ResidenceResidential
$344,544$314 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $192,500 on Apr 1, 2008

38 ANDOVER DR

PALM COAST, FL 32137
2
Baths
1,097 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$345K
$317K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$192,500 · Apr 1, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,931 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,091 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,091
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$296,375
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,091

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.49%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFlagler
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Matanzas High SchoolC+
High · Grades 9–12 · 2.5 mi
M
Indian Trails Middle SchoolB+
Middle · Grades 6–8 · 4.6 mi
E
Old Kings Elementary SchoolA
Elementary · Grades PK–5 · 10.6 mi

District: Flagler County School District

Neighborhood · ZIP 32137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.55,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.811 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,661
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Andover Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Palm Coast 32137
  • Costs more per square foot than 87% of homes in Flagler County
  • Smaller than 96% of homes in Palm Coast 32137
  • Has a smaller lot than 93% of homes in Palm Coast 32137
  • Older than 80% of homes in Flagler County

What homes are worth in Palm Coast 32137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.5M

This home is worth more than 35% of homes in Palm Coast 32137.

How it measures up in Palm Coast 32137

The dot is this home. The mark in the middle is the typical home in Palm Coast 32137.

Estimated value$344,544
CheaperTypical $399,912Pricier

Pricier than 35% of homes nearby

Price per ft²$314
CheaperTypical $212Pricier

Pricier than 82% of homes nearby

Living area1,097 ft²
SmallerTypical 1,960 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.12 ac
SmallerTypical 0.23 acBigger

Bigger than 7% of homes nearby

Year built1989
OlderTypical 2003Newer

Newer than 23% of homes nearby

How 38 Andover Dr ranks against every home in each area.
MeasureThis homePalm Coast 32137Flagler County
Estimated valuepricier than$344,54435% of homes41% of homes
Price per ft²pricier than$31482% of homes87% of homes
Living areabigger than1,097 ft²4% of homes5% of homes
Lot sizebigger than0.12 ac7% of homes7% of homes
Year builtnewer than198923% of homes20% of homes

About 38 Andover Dr

How much is 38 Andover Dr, Palm Coast, FL worth?

The TopHap Estimate for 38 Andover Dr, Palm Coast, FL is $344,544 as of Aug 30, 2026. The likely range is $317,179 to $371,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Andover Dr, Palm Coast, FL last sell?

38 Andover Dr, Palm Coast, FL last sold on Apr 1, 2008 for $192,500, according to the county's recorded deed.

How big is 38 Andover Dr, Palm Coast, FL?

38 Andover Dr, Palm Coast, FL has 2 bathrooms, 1,097 square feet of living space and a 0.12-acre lot.

When was 38 Andover Dr, Palm Coast, FL built?

38 Andover Dr, Palm Coast, FL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 38 Andover Dr, Palm Coast, FL?

38 Andover Dr, Palm Coast, FL is assigned to Matanzas High School (high), rated C+; Indian Trails Middle School (middle), rated B+; Old Kings Elementary School (elementary), rated A. All sit in Flagler County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Andover Dr, Palm Coast, FL compare to other homes in Palm Coast 32137?

Among the 26,838 homes in Palm Coast 32137, it is worth more than 35% of them ($344,544 against a typical $399,912), its price per square foot is higher than 82% of them ($314 against a typical $212), it is bigger than 4% of them (1,097 ft² against a typical 1,960 ft²), its lot is bigger than 7% of them (0.12 ac against a typical 0.23 ac) and it is newer than 23% of them (1989 against a typical 2003). Measured against all of Flagler County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Andover Dr, Palm Coast, FL?

The 2025 property tax bill for 38 Andover Dr, Palm Coast, FL was $3,931. The county assessed it at $279,091.

More homes on Andover Dr

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