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Single Family ResidenceResidential
$1,447,548$489 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $271,500 on Apr 28, 1992

38 ASHLEY PL

READING, MA 01867
4
Beds
2.5
Baths
2,963 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$1.4M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$271,500 · Apr 28, 1992
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,758
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$493,300
FLEET NATIONAL BANK · recorded Feb 24, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$493,300
BANK OF AMERICA
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$335,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,219 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,248,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$564,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$684,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,162,990

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Arthur W. Coolidge Middle SchoolA-
Middle · Grades 6–8 · 0.4 mi
H
Reading Memorial High SchoolA-
High · Grades 9–12 · 0.7 mi
E
Wood End Elementary SchoolA+
Elementary · Grades KG–5 · 0.8 mi

District: Reading School District

Neighborhood · ZIP 01867These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.29
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,631
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,546 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$145,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,912
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ashley Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Reading 01867
  • Bigger than 84% of homes in Reading 01867
  • Has a bigger lot than 69% of homes in Reading 01867
  • Newer than 82% of homes in Middlesex County

What homes are worth in Reading 01867

Each bar is how many homes fall in that price range. The marker is this home.

This home
$397K$1.6M

This home is worth more than 95% of homes in Reading 01867.

How it measures up in Reading 01867

The dot is this home. The mark in the middle is the typical home in Reading 01867.

Estimated value$1,447,548
CheaperTypical $870,260Pricier

Pricier than 95% of homes nearby

Price per ft²$489
CheaperTypical $463Pricier

Pricier than 61% of homes nearby

Living area2,963 ft²
SmallerTypical 1,949 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.49 ac
SmallerTypical 0.35 acBigger

Bigger than 69% of homes nearby

Year built1991
OlderTypical 1959Newer

Newer than 79% of homes nearby

How 38 Ashley Pl ranks against every home in each area.
MeasureThis homeReading 01867Middlesex County
Estimated valuepricier than$1,447,54895% of homes87% of homes
Price per ft²pricier than$48961% of homes56% of homes
Living areabigger than2,963 ft²84% of homes84% of homes
Lot sizebigger than0.49 ac69% of homes64% of homes
Year builtnewer than199179% of homes82% of homes

About 38 Ashley Pl

How much is 38 Ashley Pl, Reading, MA worth?

The TopHap Estimate for 38 Ashley Pl, Reading, MA is $1,447,548 as of Jul 14, 2026. The likely range is $1,367,582 to $1,527,514. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ashley Pl, Reading, MA last sell?

38 Ashley Pl, Reading, MA last sold on Apr 28, 1992 for $271,500, according to the county's recorded deed.

How big is 38 Ashley Pl, Reading, MA?

38 Ashley Pl, Reading, MA has 4 bedrooms, 2.5 bathrooms, 2,963 square feet of living space and a 0.49-acre lot.

When was 38 Ashley Pl, Reading, MA built?

38 Ashley Pl, Reading, MA was built in 1991, making it 35 years old. It is a colonial home. The building has 2 stories.

What schools serve 38 Ashley Pl, Reading, MA?

38 Ashley Pl, Reading, MA is assigned to Arthur W. Coolidge Middle School (middle), rated A-; Reading Memorial High School (high), rated A-; Wood End Elementary School (elementary), rated A+. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ashley Pl, Reading, MA compare to other homes in Reading 01867?

Among the 8,629 homes in Reading 01867, it is worth more than 95% of them ($1,447,548 against a typical $870,260), its price per square foot is higher than 61% of them ($489 against a typical $463), it is bigger than 84% of them (2,963 ft² against a typical 1,949 ft²), its lot is bigger than 69% of them (0.49 ac against a typical 0.35 ac) and it is newer than 79% of them (1991 against a typical 1959). Measured against all of Middlesex County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ashley Pl, Reading, MA?

The 2025 property tax bill for 38 Ashley Pl, Reading, MA was $14,219. The county assessed it at $1,248,400.

Closest homes

More homes in Reading 01867

Assigned schools

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