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Single Family ResidenceResidential
$765,797$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $140,000 on May 4, 1989

38 CHARLES ST

MILFORD, CT 06460
3
Beds
2
Baths
2,692 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$766K
$690K low$841K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · May 4, 1989

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,830 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$359,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$514,043

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harborside Middle SchoolA+
Middle · Grades 6–8 · 0.9 mi
E
Calf Pen Meadow Elementary SchoolA
Elementary · Grades KG–5 · 1.6 mi
H
Jonathan Law High SchoolB-
High · Grades 9–12 · 1.7 mi

District: Milford School District

Neighborhood · ZIP 06460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,999
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in South Central Connecticut County
  • Costs less per square foot than 89% of homes in Silver Beach
  • Bigger than 94% of homes in Silver Beach
  • Has a smaller lot than 90% of homes in South Central Connecticut County
  • Older than 82% of homes in South Central Connecticut County

What homes are worth in Milford 06460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$227K$1.6M

This home is worth more than 85% of homes in Milford 06460.

How it measures up in Milford 06460

The dot is this home. The mark in the middle is the typical home in Milford 06460.

Estimated value$765,797
CheaperTypical $511,473Pricier

Pricier than 85% of homes nearby

Price per ft²$284
CheaperTypical $367Pricier

Pricier than 14% of homes nearby

Living area2,692 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.11 ac
SmallerTypical 0.2 acBigger

Bigger than 21% of homes nearby

Year built1925
OlderTypical 1955Newer

Newer than 19% of homes nearby

How 38 Charles St ranks against every home in each area.
MeasureThis homeSilver BeachMilford 06460South Central Connecticut County
Estimated valuepricier than$765,79784% of homes85% of homes89% of homes
Price per ft²pricier than$28411% of homes14% of homes46% of homes
Living areabigger than2,692 ft²94% of homes93% of homes87% of homes
Lot sizebigger than0.11 ac29% of homes21% of homes10% of homes
Year builtnewer than192525% of homes19% of homes18% of homes

About 38 Charles St

How much is 38 Charles St, Milford, CT worth?

The TopHap Estimate for 38 Charles St, Milford, CT is $765,797 as of Sep 24, 2026. The likely range is $690,143 to $841,451. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Charles St, Milford, CT last sell?

38 Charles St, Milford, CT last sold on May 4, 1989 for $140,000, according to the county's recorded deed.

How big is 38 Charles St, Milford, CT?

38 Charles St, Milford, CT has 3 bedrooms, 2 bathrooms, 2,692 square feet of living space and a 0.11-acre lot.

When was 38 Charles St, Milford, CT built?

38 Charles St, Milford, CT was built in 1925, making it 101 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 Charles St, Milford, CT?

38 Charles St, Milford, CT is assigned to Harborside Middle School (middle), rated A+; Calf Pen Meadow Elementary School (elementary), rated A; Jonathan Law High School (high), rated B-. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Charles St, Milford, CT compare to other homes in Milford 06460?

Among the 14,182 homes in Milford 06460, it is worth more than 85% of them ($765,797 against a typical $511,473), its price per square foot is higher than 14% of them ($284 against a typical $367), it is bigger than 93% of them (2,692 ft² against a typical 1,394 ft²), its lot is bigger than 21% of them (0.11 ac against a typical 0.2 ac) and it is newer than 19% of them (1925 against a typical 1955). Measured against all of South Central Connecticut County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Charles St, Milford, CT?

The 2025 property tax bill for 38 Charles St, Milford, CT was $10,633. The county assessed it at $359,830.

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