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Residential (General/Single)Residential
$895,578$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $642,000 on Mar 1, 2021

38 CHESTNUT ST

LODI, NJ 07644
0
Baths
2,798 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$896K
$858K low$934K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$642,000 · Mar 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,095 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$426,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$426,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$426,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hilltop Elementary SchoolB-
Elementary · Grades PK–5 · 0.5 mi
M
Thomas Jefferson Middle SchoolB
Middle · Grades 6–8 · 0.5 mi
H
Lodi High SchoolC-
High · Grades 9–12 · 1.4 mi

District: Lodi Borough School District

Neighborhood · ZIP 07644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.26,957
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11,823 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,674
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,686
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Chestnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Lodi 07644
  • Costs less per square foot than 91% of homes in Bergen County
  • Bigger than 91% of homes in Lodi 07644
  • Has a smaller lot than 78% of homes in Bergen County
  • Older than 98% of homes in Bergen County

What homes are worth in Lodi 07644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$1M

This home is worth more than 92% of homes in Lodi 07644.

How it measures up in Lodi 07644

The dot is this home. The mark in the middle is the typical home in Lodi 07644.

Estimated value$895,578
CheaperTypical $656,117Pricier

Pricier than 92% of homes nearby

Price per ft²$320
CheaperTypical $384Pricier

Pricier than 16% of homes nearby

Living area2,798 ft²
SmallerTypical 1,689 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 33% of homes nearby

Year built1900
OlderTypical 1951Newer

Newer than 5% of homes nearby

How 38 Chestnut St ranks against every home in each area.
MeasureThis homeLodi 07644Bergen County
Estimated valuepricier than$895,57892% of homes63% of homes
Price per ft²pricier than$32016% of homes9% of homes
Living areabigger than2,798 ft²91% of homes81% of homes
Lot sizebigger than0.11 ac33% of homes22% of homes
Year builtnewer than19005% of homes2% of homes

About 38 Chestnut St

How much is 38 Chestnut St, Lodi, NJ worth?

The TopHap Estimate for 38 Chestnut St, Lodi, NJ is $895,578 as of Sep 24, 2026. The likely range is $857,578 to $933,578. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Chestnut St, Lodi, NJ last sell?

38 Chestnut St, Lodi, NJ last sold on Mar 1, 2021 for $642,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Chestnut St, Lodi, NJ?

38 Chestnut St, Lodi, NJ has 2,798 square feet of living space and a 0.12-acre lot.

When was 38 Chestnut St, Lodi, NJ built?

38 Chestnut St, Lodi, NJ was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 38 Chestnut St, Lodi, NJ?

38 Chestnut St, Lodi, NJ is assigned to Hilltop Elementary School (elementary), rated B-; Thomas Jefferson Middle School (middle), rated B; Lodi High School (high), rated C-. All sit in Lodi Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Chestnut St, Lodi, NJ compare to other homes in Lodi 07644?

Among the 4,580 homes in Lodi 07644, it is worth more than 92% of them ($895,578 against a typical $656,117), its price per square foot is higher than 16% of them ($320 against a typical $384), it is bigger than 91% of them (2,798 ft² against a typical 1,689 ft²), its lot is bigger than 33% of them (0.11 ac against a typical 0.11 ac) and it is newer than 5% of them (1900 against a typical 1951). Measured against all of Bergen County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Chestnut St, Lodi, NJ?

The 2025 property tax bill for 38 Chestnut St, Lodi, NJ was $15,095. The county assessed it at $426,400.

More homes on Chestnut St

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