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Single Family ResidenceResidential
$449,214$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $40,000 on Jan 1, 1995

38 CIRCLE DR

MANCHESTER, KY 40962
4
Beds
4 / 1
Baths
2,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$449K
$293K low$605K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Jan 1, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,100 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$225,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.67
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay County Middle SchoolA-
Middle · Grades 7–8 · 0.4 mi
E
Manchester Elementary SchoolA
Elementary · Grades PK–6 · 1.7 mi
H
Clay County High SchoolC
High · Grades 9–12 · 1.9 mi

District: Clay County School District

Neighborhood · ZIP 40962These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.16,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Circle Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Manchester 40962
  • Among the highest price per square foot in Manchester 40962
  • Bigger than 95% of homes in Clay County
  • Newer than 78% of homes in Manchester 40962

What homes are worth in Manchester 40962

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$314K

This home is worth more than almost all homes in Manchester 40962.

How it measures up in Manchester 40962

The dot is this home. The mark in the middle is the typical home in Manchester 40962.

Estimated value$449,214
CheaperTypical $82,806Pricier

Pricier than almost all homes nearby

Price per ft²$186
CheaperTypical $67Pricier

Pricier than almost all homes nearby

Living area2,416 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 94% of homes nearby

Lot size1.67 ac
SmallerTypical 1.14 acBigger

Bigger than 58% of homes nearby

Year built1997
OlderTypical 1983Newer

Newer than 78% of homes nearby

How 38 Circle Dr ranks against every home in each area.
MeasureThis homeManchester 40962Clay County
Estimated valuepricier than$449,214almost all homesalmost all homes
Price per ft²pricier than$186almost all homesalmost all homes
Living areabigger than2,416 ft²94% of homes95% of homes
Lot sizebigger than1.67 ac58% of homes57% of homes
Year builtnewer than199778% of homes78% of homes

About 38 Circle Dr

How much is 38 Circle Dr, Manchester, KY worth?

The TopHap Estimate for 38 Circle Dr, Manchester, KY is $449,214 as of Aug 30, 2026. The likely range is $293,292 to $605,136. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Circle Dr, Manchester, KY last sell?

38 Circle Dr, Manchester, KY last sold on Jan 1, 1995 for $40,000, according to the county's recorded deed.

How big is 38 Circle Dr, Manchester, KY?

38 Circle Dr, Manchester, KY has 4 bedrooms, 4 bathrooms, 2,416 square feet of living space and a 1.67-acre lot.

When was 38 Circle Dr, Manchester, KY built?

38 Circle Dr, Manchester, KY was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 38 Circle Dr, Manchester, KY?

38 Circle Dr, Manchester, KY is assigned to Clay County Middle School (middle), rated A-; Manchester Elementary School (elementary), rated A; Clay County High School (high), rated C. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Circle Dr, Manchester, KY compare to other homes in Manchester 40962?

Among the 5,942 homes in Manchester 40962, it is worth more than almost all of them ($449,214 against a typical $82,806), its price per square foot is higher than almost all of them ($186 against a typical $67), it is bigger than 94% of them (2,416 ft² against a typical 1,200 ft²), its lot is bigger than 58% of them (1.67 ac against a typical 1.14 ac) and it is newer than 78% of them (1997 against a typical 1983). Measured against all of Clay County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Circle Dr, Manchester, KY?

The 2025 property tax bill for 38 Circle Dr, Manchester, KY was $2,100. The county assessed it at $225,000.

More homes on Circle Dr

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Assigned schools

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