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Single Family ResidenceResidential
$248,621$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 COTTAGE LN

RICHMOND, ME 04357
2
Beds
1.5
Baths
732 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1892
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$249K
$205K low$293K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$248,621
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$198,897

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,150 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$549,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$438,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountySAGADAHOC
Lot (acres)The size of the land the home sits on, from county records.3.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Richmond High SchoolB-
High · Grades 9–12 · 5.6 mi
M
Richmond Middle SchoolC+
Middle · Grades 6–8 · 5.6 mi
E
Marcia Buker Elementary School
Elementary · Grades PK–5 · 5.9 mi

District: Regional School Unit 02

Neighborhood · ZIP 04357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,658
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,926
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Sagadahoc County
  • Costs more per square foot than 90% of homes in Richmond 04357
  • Smaller than 95% of homes in Richmond 04357
  • Has a bigger lot than 73% of homes in Sagadahoc County
  • Older than 86% of homes in Sagadahoc County

What homes are worth in Richmond 04357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$665K

This home is worth more than 24% of homes in Richmond 04357.

How it measures up in Richmond 04357

The dot is this home. The mark in the middle is the typical home in Richmond 04357.

Estimated value$248,621
CheaperTypical $304,238Pricier

Pricier than 24% of homes nearby

Price per ft²$340
CheaperTypical $219Pricier

Pricier than 90% of homes nearby

Living area732 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 5% of homes nearby

Lot size3.2 ac
SmallerTypical 1.68 acBigger

Bigger than 68% of homes nearby

Year built1892
OlderTypical 1977Newer

Newer than 24% of homes nearby

How 38 Cottage Ln ranks against every home in each area.
MeasureThis homeRichmond 04357Sagadahoc County
Estimated valuepricier than$248,62124% of homes13% of homes
Price per ft²pricier than$34090% of homes71% of homes
Living areabigger than732 ft²5% of homes6% of homes
Lot sizebigger than3.2 ac68% of homes73% of homes
Year builtnewer than189224% of homes14% of homes

About 38 Cottage Ln

How much is 38 Cottage Ln, Richmond, ME worth?

The TopHap Estimate for 38 Cottage Ln, Richmond, ME is $248,621 as of Jul 14, 2026. The likely range is $204,618 to $292,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Cottage Ln, Richmond, ME last sell?

38 Cottage Ln, Richmond, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Cottage Ln, Richmond, ME?

38 Cottage Ln, Richmond, ME has 2 bedrooms, 1.5 bathrooms, 732 square feet of living space and a 3.20-acre lot.

When was 38 Cottage Ln, Richmond, ME built?

38 Cottage Ln, Richmond, ME was built in 1892, making it 134 years old. It is a rustic home. The building has 2 stories.

What schools serve 38 Cottage Ln, Richmond, ME?

38 Cottage Ln, Richmond, ME is assigned to Richmond High School (high), rated B-; Richmond Middle School (middle), rated C+; Marcia Buker Elementary School (elementary). All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Cottage Ln, Richmond, ME compare to other homes in Richmond 04357?

Among the 1,507 homes in Richmond 04357, it is worth more than 24% of them ($248,621 against a typical $304,238), its price per square foot is higher than 90% of them ($340 against a typical $219), it is bigger than 5% of them (732 ft² against a typical 1,344 ft²), its lot is bigger than 68% of them (3.2 ac against a typical 1.68 ac) and it is newer than 24% of them (1892 against a typical 1977). Measured against all of Sagadahoc County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Cottage Ln, Richmond, ME?

The 2025 property tax bill for 38 Cottage Ln, Richmond, ME was $6,150. The county assessed it at $549,100.

Closest homes

More homes in Richmond 04357

Assigned schools

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