Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$320,393$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

38 CROSS ST

LACONIA, NH 03246
3
Beds
1
Baths
1,194 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$320K
$274K low$367K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,245 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBELKNAP
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Street Elementary SchoolC+
Elementary · Grades PK–5 · 0.6 mi
M
Laconia Middle SchoolC+
Middle · Grades 6–8 · 0.7 mi
H
Laconia High SchoolD-
High · Grades 9–12 · 0.8 mi

District: Laconia School District

Neighborhood · ZIP 03246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,236
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.653 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,697
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Belknap County
  • Costs less per square foot than 77% of homes in Laconia 03246
  • Smaller than 68% of homes in Belknap County
  • Older than 91% of homes in Belknap County

What homes are worth in Laconia 03246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.9M

This home is worth more than 19% of homes in Laconia 03246.

How it measures up in Laconia 03246

The dot is this home. The mark in the middle is the typical home in Laconia 03246.

Estimated value$320,393
CheaperTypical $451,183Pricier

Pricier than 19% of homes nearby

Price per ft²$268
CheaperTypical $338Pricier

Pricier than 23% of homes nearby

Living area1,194 ft²
SmallerTypical 1,353 ft²Bigger

Bigger than 40% of homes nearby

Year built1900
OlderTypical 1979Newer

Newer than 15% of homes nearby

How 38 Cross St ranks against every home in each area.
MeasureThis homeLaconia 03246Belknap County
Estimated valuepricier than$320,39319% of homes10% of homes
Price per ft²pricier than$26823% of homes27% of homes
Living areabigger than1,194 ft²40% of homes32% of homes
Year builtnewer than190015% of homes9% of homes

About 38 Cross St

How much is 38 Cross St, Laconia, NH worth?

The TopHap Estimate for 38 Cross St, Laconia, NH is $320,393 as of Sep 24, 2026. The likely range is $273,963 to $366,823. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Cross St, Laconia, NH last sell?

38 Cross St, Laconia, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Cross St, Laconia, NH?

38 Cross St, Laconia, NH has 3 bedrooms, 1 bathrooms and 1,194 square feet of living space.

When was 38 Cross St, Laconia, NH built?

38 Cross St, Laconia, NH was built in 1900, making it 126 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 38 Cross St, Laconia, NH?

38 Cross St, Laconia, NH is assigned to Pleasant Street Elementary School (elementary), rated C+; Laconia Middle School (middle), rated C+; Laconia High School (high), rated D-. All sit in Laconia School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Cross St, Laconia, NH compare to other homes in Laconia 03246?

Among the 8,460 homes in Laconia 03246, it is worth more than 19% of them ($320,393 against a typical $451,183), its price per square foot is higher than 23% of them ($268 against a typical $338), it is bigger than 40% of them (1,194 ft² against a typical 1,353 ft²) and it is newer than 15% of them (1900 against a typical 1979). Measured against all of Belknap County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Cross St, Laconia, NH?

The 2025 property tax bill for 38 Cross St, Laconia, NH was $3,245. The county assessed it at $250,000.

More homes on Cross St

Closest homes

More homes in Laconia 03246

Assigned schools

Explore the area

See this home in context

Open 38 Cross St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map