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Single Family ResidenceResidential
$373,637$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $369,933 on Jul 22, 2026

38 ELM ST

CHARLESTOWN, NH 03603
3
Beds
1.5
Baths
1,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1865
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$374K
$363K low$384K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$369,933 · Jul 22, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,992 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySULLIVAN
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charlestown Middle SchoolD-
Middle · Grades 5–8 · 0.1 mi
E
Charlestown Primary SchoolC-
Elementary · Grades 1–4 · 0.4 mi
H
Fall Mountain Regional High SchoolC-
High · Grades 9–12 · 5.2 mi

District: Fall Mountain Regional School District

Neighborhood · ZIP 03603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,301
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,962
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Charlestown 03603
  • Costs less per square foot than 70% of homes in Sullivan County
  • Bigger than 81% of homes in Charlestown 03603
  • Older than 94% of homes in Charlestown 03603

What homes are worth in Charlestown 03603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$584K

This home is worth more than 78% of homes in Charlestown 03603.

How it measures up in Charlestown 03603

The dot is this home. The mark in the middle is the typical home in Charlestown 03603.

Estimated value$373,637
CheaperTypical $295,412Pricier

Pricier than 78% of homes nearby

Price per ft²$203
CheaperTypical $213Pricier

Pricier than 43% of homes nearby

Living area1,840 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 81% of homes nearby

Lot size1 ac
SmallerTypical 1.3 acBigger

Bigger than 44% of homes nearby

Year built1865
OlderTypical 1977Newer

Newer than 6% of homes nearby

How 38 Elm St ranks against every home in each area.
MeasureThis homeCharlestown 03603Sullivan County
Estimated valuepricier than$373,63778% of homes46% of homes
Price per ft²pricier than$20343% of homes30% of homes
Living areabigger than1,840 ft²81% of homes62% of homes
Lot sizebigger than1 ac44% of homes43% of homes
Year builtnewer than18656% of homes7% of homes

About 38 Elm St

How much is 38 Elm St, Charlestown, NH worth?

The TopHap Estimate for 38 Elm St, Charlestown, NH is $373,637 as of Sep 24, 2026. The likely range is $362,864 to $384,410. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Elm St, Charlestown, NH last sell?

38 Elm St, Charlestown, NH last sold on Jul 22, 2026 for $369,933, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 38 Elm St, Charlestown, NH?

38 Elm St, Charlestown, NH has 3 bedrooms, 1.5 bathrooms, 1,840 square feet of living space and a 1.00-acre lot.

When was 38 Elm St, Charlestown, NH built?

38 Elm St, Charlestown, NH was built in 1865, making it 161 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 Elm St, Charlestown, NH?

38 Elm St, Charlestown, NH is assigned to Charlestown Middle School (middle), rated D-; Charlestown Primary School (elementary), rated C-; Fall Mountain Regional High School (high), rated C-. All sit in Fall Mountain Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Elm St, Charlestown, NH compare to other homes in Charlestown 03603?

Among the 2,171 homes in Charlestown 03603, it is worth more than 78% of them ($373,637 against a typical $295,412), its price per square foot is higher than 43% of them ($203 against a typical $213), it is bigger than 81% of them (1,840 ft² against a typical 1,260 ft²), its lot is bigger than 44% of them (1 ac against a typical 1.3 ac) and it is newer than 6% of them (1865 against a typical 1977). Measured against all of Sullivan County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Elm St, Charlestown, NH?

The 2025 property tax bill for 38 Elm St, Charlestown, NH was $6,992. The county assessed it at $192,300.

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