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Single Family ResidenceResidential
$65,045$62 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $135,000 on Apr 18, 2023

38 ELM ST

FINLEY, TN 38030
1
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$65K
$44K low$86K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Apr 18, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$131 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$725
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,725
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$29,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDYER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 168 ft²Porch · 50 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Finley Elementary SchoolC+
Elementary · Grades PK–5 · 0.2 mi
M
Three Oaks Middle SchoolB-
Middle · Grades 6–8 · 2.9 mi
H
Dyer County High SchoolA
High · Grades 9–12 · 11.7 mi

District: Dyer County School District

Neighborhood · ZIP 38030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.623

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,608
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,535
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Finley 38030
  • Costs less per square foot than 77% of homes in Dyer County
  • Smaller than 84% of homes in Dyer County
  • Among the smallest lots in Finley 38030
  • Older than 81% of homes in Dyer County

What homes are worth in Finley 38030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$343K

This home is worth more than 17% of homes in Finley 38030.

How it measures up in Finley 38030

The dot is this home. The mark in the middle is the typical home in Finley 38030.

Estimated value$65,045
CheaperTypical $124,843Pricier

Pricier than 17% of homes nearby

Price per ft²$62
CheaperTypical $99Pricier

Pricier than 24% of homes nearby

Living area1,044 ft²
SmallerTypical 1,365 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.14 ac
SmallerTypical 0.51 acBigger

Smaller than almost all homes nearby

Year built1946
OlderTypical 1969Newer

Newer than 20% of homes nearby

How 38 Elm St ranks against every home in each area.
MeasureThis homeFinley 38030Dyer County
Estimated valuepricier than$65,04517% of homes18% of homes
Price per ft²pricier than$6224% of homes23% of homes
Living areabigger than1,044 ft²20% of homes16% of homes
Lot sizebigger than0.14 acalmost no homes3% of homes
Year builtnewer than194620% of homes19% of homes

About 38 Elm St

How much is 38 Elm St, Finley, TN worth?

The TopHap Estimate for 38 Elm St, Finley, TN is $65,045 as of Aug 30, 2026. The likely range is $44,425 to $85,665. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Elm St, Finley, TN last sell?

38 Elm St, Finley, TN last sold on Apr 18, 2023 for $135,000, according to the county's recorded deed.

How big is 38 Elm St, Finley, TN?

38 Elm St, Finley, TN has 1 bathrooms, 1,044 square feet of living space and a 0.14-acre lot.

When was 38 Elm St, Finley, TN built?

38 Elm St, Finley, TN was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 38 Elm St, Finley, TN?

38 Elm St, Finley, TN is assigned to Finley Elementary School (elementary), rated C+; Three Oaks Middle School (middle), rated B-; Dyer County High School (high), rated A. All sit in Dyer County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Elm St, Finley, TN compare to other homes in Finley 38030?

Among the 287 homes in Finley 38030, it is worth more than 17% of them ($65,045 against a typical $124,843), its price per square foot is higher than 24% of them ($62 against a typical $99), it is bigger than 20% of them (1,044 ft² against a typical 1,365 ft²), its lot is bigger than almost none of them (0.14 ac against a typical 0.51 ac) and it is newer than 20% of them (1946 against a typical 1969). Measured against all of Dyer County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Elm St, Finley, TN?

The 2025 property tax bill for 38 Elm St, Finley, TN was $131. The county assessed it at $7,450.

More homes on Elm St

Closest homes

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Assigned schools

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