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Single Family ResidenceResidential
$1,273,203$323 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

38 ELM ST

NORWICH, VT 05055
4
Beds
4 / 2
Baths
3,936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.2M low$1.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,138 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,428,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$256,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,171,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$842,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWINDSOR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marion W. Cross SchoolA+
Elementary · Grades PK–6 · 0.2 mi

District: Norwich School District

Neighborhood · ZIP 05055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,136
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$134,576
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$167,196
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Windsor County
  • Costs more per square foot than 69% of homes in Windsor County
  • Bigger than 97% of homes in Windsor County
  • Has a smaller lot than 97% of homes in Norwich 05055
  • Older than 82% of homes in Norwich 05055

What homes are worth in Norwich 05055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$2M

This home is worth more than 88% of homes in Norwich 05055.

How it measures up in Norwich 05055

The dot is this home. The mark in the middle is the typical home in Norwich 05055.

Estimated value$1,273,203
CheaperTypical $745,542Pricier

Pricier than 88% of homes nearby

Price per ft²$323
CheaperTypical $343Pricier

Pricier than 37% of homes nearby

Living area3,936 ft²
SmallerTypical 2,174 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.24 ac
SmallerTypical 3 acBigger

Bigger than 3% of homes nearby

Year built1939
OlderTypical 1977Newer

Newer than 18% of homes nearby

How 38 Elm St ranks against every home in each area.
MeasureThis homeNorwich 05055Windsor County
Estimated valuepricier than$1,273,20388% of homes96% of homes
Price per ft²pricier than$32337% of homes69% of homes
Living areabigger than3,936 ft²91% of homes97% of homes
Lot sizebigger than0.24 ac3% of homes8% of homes
Year builtnewer than193918% of homes23% of homes

About 38 Elm St

How much is 38 Elm St, Norwich, VT worth?

The TopHap Estimate for 38 Elm St, Norwich, VT is $1,273,203 as of Aug 30, 2026. The likely range is $1,165,053 to $1,381,353. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Elm St, Norwich, VT last sell?

38 Elm St, Norwich, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Elm St, Norwich, VT?

38 Elm St, Norwich, VT has 4 bedrooms, 4 bathrooms, 3,936 square feet of living space and a 0.24-acre lot.

When was 38 Elm St, Norwich, VT built?

38 Elm St, Norwich, VT was built in 1939, making it 87 years old. It is a cape cod home. The building has 2 stories.

What schools serve 38 Elm St, Norwich, VT?

38 Elm St, Norwich, VT is assigned to Marion W. Cross School (elementary), rated A+. All sit in Norwich School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Elm St, Norwich, VT compare to other homes in Norwich 05055?

Among the 1,404 homes in Norwich 05055, it is worth more than 88% of them ($1,273,203 against a typical $745,542), its price per square foot is higher than 37% of them ($323 against a typical $343), it is bigger than 91% of them (3,936 ft² against a typical 2,174 ft²), its lot is bigger than 3% of them (0.24 ac against a typical 3 ac) and it is newer than 18% of them (1939 against a typical 1977). Measured against all of Windsor County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Elm St, Norwich, VT?

The 2025 property tax bill for 38 Elm St, Norwich, VT was $20,138. The county assessed it at $1,428,700.

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