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CondominiumResidential
$466,680$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $23,500 on Jan 21, 2016

38 FLAT RIVER DR SE

LOWELL, MI 49331
3
Beds
2
Baths
1,558 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.99 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$467K
$439K low$495K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$23,500 · Jan 21, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$242,480
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$193,984
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$208,200
FIRST GUARANTY MORTGAGE CORP · recorded Feb 25, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,000
RIVER VALLEY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$213,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$206,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$426,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.98
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lowell Middle SchoolA
Middle · Grades 6–8 · 2.4 mi
E
Bushnell Elementary School
Elementary · Grades KG–1 · 2.5 mi
H
Lowell High SchoolA-
High · Grades 9–12 · 3.2 mi

District: Lowell Area Schools

Neighborhood · ZIP 49331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.18,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,708
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Flat River Dr Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Kent County
  • Costs more per square foot than 79% of homes in Kent County
  • Has a bigger lot than 76% of homes in Kent County
  • Newer than 97% of homes in Kent County

What homes are worth in Lowell 49331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$883K

This home is worth more than 68% of homes in Lowell 49331.

How it measures up in Lowell 49331

The dot is this home. The mark in the middle is the typical home in Lowell 49331.

Estimated value$466,680
CheaperTypical $389,070Pricier

Pricier than 68% of homes nearby

Price per ft²$300
CheaperTypical $252Pricier

Pricier than 72% of homes nearby

Living area1,558 ft²
SmallerTypical 1,563 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.99 ac
SmallerTypical 1.3 acBigger

Bigger than 42% of homes nearby

Year built2016
OlderTypical 1987Newer

Newer than 93% of homes nearby

How 38 Flat River Dr Se ranks against every home in each area.
MeasureThis homeLowell 49331Kent County
Estimated valuepricier than$466,68068% of homes76% of homes
Price per ft²pricier than$30072% of homes79% of homes
Living areabigger than1,558 ft²49% of homes58% of homes
Lot sizebigger than0.99 ac42% of homes76% of homes
Year builtnewer than201693% of homes97% of homes

About 38 Flat River Dr Se

How much is 38 Flat River Dr Se, Lowell, MI worth?

The TopHap Estimate for 38 Flat River Dr Se, Lowell, MI is $466,680 as of Jun 23, 2026. The likely range is $438,679 to $494,680. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Flat River Dr Se, Lowell, MI last sell?

38 Flat River Dr Se, Lowell, MI last sold on Jan 21, 2016 for $23,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Flat River Dr Se, Lowell, MI?

38 Flat River Dr Se, Lowell, MI has 3 bedrooms, 2 bathrooms, 1,558 square feet of living space and a 0.98-acre lot.

When was 38 Flat River Dr Se, Lowell, MI built?

38 Flat River Dr Se, Lowell, MI was built in 2016, making it 10 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 38 Flat River Dr Se, Lowell, MI?

38 Flat River Dr Se, Lowell, MI is assigned to Lowell Middle School (middle), rated A; Bushnell Elementary School (elementary); Lowell High School (high), rated A-. All sit in Lowell Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Flat River Dr Se, Lowell, MI compare to other homes in Lowell 49331?

Among the 6,387 homes in Lowell 49331, it is worth more than 68% of them ($466,680 against a typical $389,070), its price per square foot is higher than 72% of them ($300 against a typical $252), it is bigger than 49% of them (1,558 ft² against a typical 1,563 ft²), its lot is bigger than 42% of them (0.99 ac against a typical 1.3 ac) and it is newer than 93% of them (2016 against a typical 1987). Measured against all of Kent County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Flat River Dr Se, Lowell, MI?

The 2025 property tax bill for 38 Flat River Dr Se, Lowell, MI was $3,116. The county assessed it at $213,300.

Closest homes

More homes in Lowell 49331

Assigned schools

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