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Single Family ResidenceResidential
$307,631$316 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $226,000 on Nov 6, 2017

38 FOREST LAKE RD

PALMER, MA 01069
2
Beds
1
Baths
972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$308K
$284K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$226,000 · Nov 6, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,246 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,211

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palmer High SchoolD+
Middle · Grades 7–12 · 2.0 mi
E
Old Mill PondD+
Elementary · Grades PK–6 · 2.1 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Forest Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Palmer 01069
  • Smaller than 89% of homes in Palmer 01069
  • Has a smaller lot than 93% of homes in Palmer 01069
  • Older than 70% of homes in Palmer 01069

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$612K

This home is worth more than 37% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$307,631
CheaperTypical $332,457Pricier

Pricier than 37% of homes nearby

Price per ft²$316
CheaperTypical $237Pricier

Pricier than 92% of homes nearby

Living area972 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.15 ac
SmallerTypical 0.64 acBigger

Bigger than 7% of homes nearby

Year built1940
OlderTypical 1962Newer

Newer than 30% of homes nearby

How 38 Forest Lake Rd ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$307,63137% of homes37% of homes
Price per ft²pricier than$31692% of homes90% of homes
Living areabigger than972 ft²11% of homes11% of homes
Lot sizebigger than0.15 ac7% of homes20% of homes
Year builtnewer than194030% of homes30% of homes

About 38 Forest Lake Rd

How much is 38 Forest Lake Rd, Palmer, MA worth?

The TopHap Estimate for 38 Forest Lake Rd, Palmer, MA is $307,631 as of Oct 21, 2026. The likely range is $283,963 to $331,299. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Forest Lake Rd, Palmer, MA last sell?

38 Forest Lake Rd, Palmer, MA last sold on Nov 6, 2017 for $226,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 38 Forest Lake Rd, Palmer, MA?

38 Forest Lake Rd, Palmer, MA has 2 bedrooms, 1 bathrooms, 972 square feet of living space and a 0.15-acre lot.

When was 38 Forest Lake Rd, Palmer, MA built?

38 Forest Lake Rd, Palmer, MA was built in 1940, making it 86 years old. It is a rustic home. The building has 1 story.

What schools serve 38 Forest Lake Rd, Palmer, MA?

38 Forest Lake Rd, Palmer, MA is assigned to Palmer High School (middle), rated D+; Old Mill Pond (elementary), rated D+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Forest Lake Rd, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,197 homes in Palmer 01069, it is worth more than 37% of them ($307,631 against a typical $332,457), its price per square foot is higher than 92% of them ($316 against a typical $237), it is bigger than 11% of them (972 ft² against a typical 1,480 ft²), its lot is bigger than 7% of them (0.15 ac against a typical 0.64 ac) and it is newer than 30% of them (1940 against a typical 1962). Measured against all of Hampden County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Forest Lake Rd, Palmer, MA?

The 2025 property tax bill for 38 Forest Lake Rd, Palmer, MA was $4,246. The county assessed it at $232,300.

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