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Single Family ResidenceResidential
$501,637$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,875 on Sep 19, 2024

38 GOLDSPIRE DR

ELKTON, MD 21921
3
Baths
2,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$502K
$488K low$516K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,875 · Sep 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,669 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$408,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$312,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,333
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$408,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North East Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi
H
North East High SchoolD+
High · Grades 9–12 · 1.8 mi
E
Elk Neck Elementary SchoolB
Elementary · Grades PK–5 · 5.3 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Goldspire Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Elkton 21921
  • Bigger than 84% of homes in Elkton 21921
  • Has a smaller lot than 85% of homes in Elkton 21921
  • Among the newest homes in Elkton 21921

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$813K

This home is worth more than 82% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$501,637
CheaperTypical $358,868Pricier

Pricier than 82% of homes nearby

Price per ft²$204
CheaperTypical $217Pricier

Pricier than 41% of homes nearby

Living area2,460 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.14 ac
SmallerTypical 0.47 acBigger

Bigger than 15% of homes nearby

Year built2024
OlderTypical 1987Newer

Newer than almost all homes nearby

How 38 Goldspire Dr ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$501,63782% of homes80% of homes
Price per ft²pricier than$20441% of homes36% of homes
Living areabigger than2,460 ft²84% of homes83% of homes
Lot sizebigger than0.14 ac15% of homes17% of homes
Year builtnewer than2024almost all homesalmost all homes

About 38 Goldspire Dr

How much is 38 Goldspire Dr, Elkton, MD worth?

The TopHap Estimate for 38 Goldspire Dr, Elkton, MD is $501,637 as of Jul 14, 2026. The likely range is $487,521 to $515,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Goldspire Dr, Elkton, MD last sell?

38 Goldspire Dr, Elkton, MD last sold on Sep 19, 2024 for $470,875, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Goldspire Dr, Elkton, MD?

38 Goldspire Dr, Elkton, MD has 3 bathrooms, 2,460 square feet of living space and a 0.14-acre lot.

When was 38 Goldspire Dr, Elkton, MD built?

38 Goldspire Dr, Elkton, MD was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 38 Goldspire Dr, Elkton, MD?

38 Goldspire Dr, Elkton, MD is assigned to North East Middle School (middle), rated C-; North East High School (high), rated D+; Elk Neck Elementary School (elementary), rated B. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Goldspire Dr, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,505 homes in Elkton 21921, it is worth more than 82% of them ($501,637 against a typical $358,868), its price per square foot is higher than 41% of them ($204 against a typical $217), it is bigger than 84% of them (2,460 ft² against a typical 1,564 ft²), its lot is bigger than 15% of them (0.14 ac against a typical 0.47 ac) and it is newer than almost all of them (2024 against a typical 1987). Measured against all of Cecil County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Goldspire Dr, Elkton, MD?

The 2025 property tax bill for 38 Goldspire Dr, Elkton, MD was $6,669. The county assessed it at $408,600.

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