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Single Family ResidenceResidential
$778,099$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $465,000 on Nov 10, 2022

38 HIGH RIDGE DR

WATERFORD, CT 06385
4
Beds
3.5
Baths
2,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$778K
$706K low$850K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$465,000 · Nov 10, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$359,599
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$287,679
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$418,500
JPMORGAN CHASE BANK NA · R · recorded Nov 14, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,970 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$426,790 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$293,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$378,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$298,753

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySOUTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.74
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswegatchie Elementary SchoolB
Elementary · Grades PK–5 · 2.0 mi
H
Waterford High SchoolA-
High · Grades 9–12 · 2.2 mi
M
Clark Lane Middle SchoolB-
Middle · Grades 6–8 · 2.7 mi

District: Waterford School District

Neighborhood · ZIP 06385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 High Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Southeastern Connecticut County
  • Bigger than 90% of homes in Waterford 06385
  • Has a bigger lot than 74% of homes in Waterford 06385
  • Newer than 74% of homes in Waterford 06385

What homes are worth in Waterford 06385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$1.2M

This home is worth more than 91% of homes in Waterford 06385.

How it measures up in Waterford 06385

The dot is this home. The mark in the middle is the typical home in Waterford 06385.

Estimated value$778,099
CheaperTypical $440,351Pricier

Pricier than 91% of homes nearby

Price per ft²$294
CheaperTypical $292Pricier

Pricier than 51% of homes nearby

Living area2,643 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.74 ac
SmallerTypical 0.44 acBigger

Bigger than 74% of homes nearby

Year built1985
OlderTypical 1965Newer

Newer than 74% of homes nearby

How 38 High Ridge Dr ranks against every home in each area.
MeasureThis homeWaterford 06385Southeastern Connecticut County
Estimated valuepricier than$778,09991% of homes92% of homes
Price per ft²pricier than$29451% of homes59% of homes
Living areabigger than2,643 ft²90% of homes90% of homes
Lot sizebigger than0.74 ac74% of homes59% of homes
Year builtnewer than198574% of homes70% of homes

About 38 High Ridge Dr

How much is 38 High Ridge Dr, Waterford, CT worth?

The TopHap Estimate for 38 High Ridge Dr, Waterford, CT is $778,099 as of Jul 14, 2026. The likely range is $705,817 to $850,381. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 High Ridge Dr, Waterford, CT last sell?

38 High Ridge Dr, Waterford, CT last sold on Nov 10, 2022 for $465,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 High Ridge Dr, Waterford, CT?

38 High Ridge Dr, Waterford, CT has 4 bedrooms, 3.5 bathrooms, 2,643 square feet of living space and a 0.74-acre lot.

When was 38 High Ridge Dr, Waterford, CT built?

38 High Ridge Dr, Waterford, CT was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 38 High Ridge Dr, Waterford, CT?

38 High Ridge Dr, Waterford, CT is assigned to Oswegatchie Elementary School (elementary), rated B; Waterford High School (high), rated A-; Clark Lane Middle School (middle), rated B-. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 High Ridge Dr, Waterford, CT compare to other homes in Waterford 06385?

Among the 6,719 homes in Waterford 06385, it is worth more than 91% of them ($778,099 against a typical $440,351), its price per square foot is higher than 51% of them ($294 against a typical $292), it is bigger than 90% of them (2,643 ft² against a typical 1,458 ft²), its lot is bigger than 74% of them (0.74 ac against a typical 0.44 ac) and it is newer than 74% of them (1985 against a typical 1965). Measured against all of Southeastern Connecticut County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 High Ridge Dr, Waterford, CT?

The 2025 property tax bill for 38 High Ridge Dr, Waterford, CT was $9,970. The county assessed it at $426,790.

Closest homes

More homes in Waterford 06385

Assigned schools

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