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Single Family ResidenceResidential
$98,402$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $91,000 on Aug 28, 2025

38 N COTTAGE RD

HOLLAND, MA 01521
2
Beds
1.5
Baths
460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$98K
$75K low$122K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$91,000 · Aug 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,201 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,175

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holland Elementary SchoolA-
Elementary · Grades PK–6 · 1.9 mi
H
Tantasqua Regional High SchoolA-
High · Grades 9–12 · 8.5 mi
M
Tantasqua Regional Junior High SchoolC
Middle · Grades 7–8 · 8.5 mi

District: Tantasqua School District

Neighborhood · ZIP 01521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.201 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,011
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,247
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 N Cottage Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Holland 01521
  • Costs less per square foot than 92% of homes in Holland 01521
  • Among the smallest homes in Hampden County
  • Has a smaller lot than 65% of homes in Holland 01521
  • Older than 87% of homes in Holland 01521

What homes are worth in Holland 01521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$747K

This home is worth less than almost all homes in Holland 01521.

How it measures up in Holland 01521

The dot is this home. The mark in the middle is the typical home in Holland 01521.

Estimated value$98,402
CheaperTypical $394,129Pricier

Cheaper than almost all homes nearby

Price per ft²$214
CheaperTypical $311Pricier

Pricier than 8% of homes nearby

Living area460 ft²
SmallerTypical 1,196 ft²Bigger

Smaller than almost all homes nearby

Lot size0.28 ac
SmallerTypical 0.42 acBigger

Bigger than 35% of homes nearby

Year built1945
OlderTypical 1968Newer

Newer than 13% of homes nearby

How 38 N Cottage Rd ranks against every home in each area.
MeasureThis homeHolland 01521Hampden County
Estimated valuepricier than$98,402almost no homesalmost no homes
Price per ft²pricier than$2148% of homes27% of homes
Living areabigger than460 ft²almost no homesalmost no homes
Lot sizebigger than0.28 ac35% of homes48% of homes
Year builtnewer than194513% of homes32% of homes

About 38 N Cottage Rd

How much is 38 N Cottage Rd, Holland, MA worth?

The TopHap Estimate for 38 N Cottage Rd, Holland, MA is $98,402 as of Jul 14, 2026. The likely range is $75,228 to $121,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 N Cottage Rd, Holland, MA last sell?

38 N Cottage Rd, Holland, MA last sold on Aug 28, 2025 for $91,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 N Cottage Rd, Holland, MA?

38 N Cottage Rd, Holland, MA has 2 bedrooms, 1.5 bathrooms, 460 square feet of living space and a 0.28-acre lot.

When was 38 N Cottage Rd, Holland, MA built?

38 N Cottage Rd, Holland, MA was built in 1945, making it 81 years old. It is a rustic home. The building has 1 story.

What schools serve 38 N Cottage Rd, Holland, MA?

38 N Cottage Rd, Holland, MA is assigned to Holland Elementary School (elementary), rated A-; Tantasqua Regional High School (high), rated A-; Tantasqua Regional Junior High School (middle), rated C. All sit in Tantasqua School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 N Cottage Rd, Holland, MA compare to other homes in Holland 01521?

Among the 1,413 homes in Holland 01521, it is worth more than almost none of them ($98,402 against a typical $394,129), its price per square foot is higher than 8% of them ($214 against a typical $311), it is bigger than almost none of them (460 ft² against a typical 1,196 ft²), its lot is bigger than 35% of them (0.28 ac against a typical 0.42 ac) and it is newer than 13% of them (1945 against a typical 1968). Measured against all of Hampden County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 N Cottage Rd, Holland, MA?

The 2025 property tax bill for 38 N Cottage Rd, Holland, MA was $1,201. The county assessed it at $92,500.

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