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Single Family ResidenceResidential
$343,726$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on Aug 23, 1993

38 N RIVER ST

HILLSBOROUGH, NJ 08844
0
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1740
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$344K
$309K low$379K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Aug 23, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$137,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$282,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
16
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amsterdam Elementary SchoolA
Elementary · Grades KG–4 · 1.6 mi
M
Hillsborough Township Middle SchoolA-
Middle · Grades 7–8 · 3.2 mi
H
Hillsborough High SchoolA-
High · Grades 9–12 · 3.6 mi

District: Hillsborough Township School District

Neighborhood · ZIP 08844These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.45,305
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.820 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$184,197
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 N River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Hillsborough 08844
  • Smaller than 95% of homes in Hillsborough 08844
  • Among the oldest homes in Somerset County

What homes are worth in Hillsborough 08844

Each bar is how many homes fall in that price range. The marker is this home.

This home
$258K$1.5M

This home is worth more than 5% of homes in Hillsborough 08844.

How it measures up in Hillsborough 08844

The dot is this home. The mark in the middle is the typical home in Hillsborough 08844.

Estimated value$343,726
CheaperTypical $729,562Pricier

Pricier than 5% of homes nearby

Price per ft²$331
CheaperTypical $346Pricier

Pricier than 38% of homes nearby

Living area1,040 ft²
SmallerTypical 1,995 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.44 ac
SmallerTypical 0.36 acBigger

Bigger than 56% of homes nearby

Year built1740
OlderTypical 1985Newer

Older than almost all homes nearby

How 38 N River St ranks against every home in each area.
MeasureThis homeHillsborough 08844Somerset County
Estimated valuepricier than$343,7265% of homes5% of homes
Price per ft²pricier than$33138% of homes37% of homes
Living areabigger than1,040 ft²5% of homes8% of homes
Lot sizebigger than0.44 ac56% of homes61% of homes
Year builtnewer than1740almost no homesalmost no homes

About 38 N River St

How much is 38 N River St, Hillsborough, NJ worth?

The TopHap Estimate for 38 N River St, Hillsborough, NJ is $343,726 as of Jul 14, 2026. The likely range is $308,844 to $378,608. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 N River St, Hillsborough, NJ last sell?

38 N River St, Hillsborough, NJ last sold on Aug 23, 1993 for $150,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 N River St, Hillsborough, NJ?

38 N River St, Hillsborough, NJ has 1,040 square feet of living space and a 0.44-acre lot.

When was 38 N River St, Hillsborough, NJ built?

38 N River St, Hillsborough, NJ was built in 1740, making it 286 years old. The building has 2 stories.

What schools serve 38 N River St, Hillsborough, NJ?

38 N River St, Hillsborough, NJ is assigned to Amsterdam Elementary School (elementary), rated A; Hillsborough Township Middle School (middle), rated A-; Hillsborough High School (high), rated A-. All sit in Hillsborough Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 N River St, Hillsborough, NJ compare to other homes in Hillsborough 08844?

Among the 13,404 homes in Hillsborough 08844, it is worth more than 5% of them ($343,726 against a typical $729,562), its price per square foot is higher than 38% of them ($331 against a typical $346), it is bigger than 5% of them (1,040 ft² against a typical 1,995 ft²), its lot is bigger than 56% of them (0.44 ac against a typical 0.36 ac) and it is newer than almost none of them (1740 against a typical 1985). Measured against all of Somerset County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 N River St, Hillsborough, NJ?

The 2025 property tax bill for 38 N River St, Hillsborough, NJ was $5,415. The county assessed it at $282,200.

More homes on N River St

Closest homes

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Assigned schools

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