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Single Family ResidenceResidential
$127,939$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

38 OSBORNE ST

ALBANY, NY 12202
6
Beds
2
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
528 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$128K
$110K low$146K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$156,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAlbany
Lot (acres)The size of the land the home sits on, from county records.0.01
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Giffen Memorial Elementary SchoolF
Elementary · Grades PK–5 · 0.4 mi
M
Stephen and Harriet Myers Middle SchoolD+
Middle · Grades 6–8 · 1.7 mi
H
Albany High SchoolD
High · Grades 9–12 · 2.0 mi

District: Albany City School District

Neighborhood · ZIP 12202These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,596
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,366
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Osborne St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Albany County
  • Among the lowest price per square foot in Albany County
  • Has a smaller lot than 98% of homes in Albany County
  • Older than 87% of homes in Albany County

What homes are worth in Albany 12202

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$314K

This home is worth more than 21% of homes in Albany 12202.

How it measures up in Albany 12202

The dot is this home. The mark in the middle is the typical home in Albany 12202.

Estimated value$127,939
CheaperTypical $172,783Pricier

Pricier than 21% of homes nearby

Price per ft²$67
CheaperTypical $138Pricier

Pricier than 5% of homes nearby

Living area1,920 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 53% of homes nearby

Lot size528 ft²
SmallerTypical 2,047 ft²Bigger

Bigger than 5% of homes nearby

Year built1900
OlderTypical 1900Newer

Newer than 57% of homes nearby

How 38 Osborne St ranks against every home in each area.
MeasureThis homeSouth EndAlbany 12202Albany County
Estimated valuepricier than$127,93949% of homes21% of homesalmost no homes
Price per ft²pricier than$6714% of homes5% of homesalmost no homes
Living areabigger than1,920 ft²52% of homes53% of homes58% of homes
Lot sizebigger than528 ft²4% of homes5% of homes2% of homes
Year builtnewer than190073% of homes57% of homes13% of homes

About 38 Osborne St

How much is 38 Osborne St, Albany, NY worth?

The TopHap Estimate for 38 Osborne St, Albany, NY is $127,939 as of Oct 21, 2026. The likely range is $110,311 to $145,567. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Osborne St, Albany, NY last sell?

38 Osborne St, Albany, NY last sold on Feb 8, 2006, according to the county's recorded deed.

How big is 38 Osborne St, Albany, NY?

38 Osborne St, Albany, NY has 6 bedrooms, 2 bathrooms, 1,920 square feet of living space and a 0.01-acre lot.

When was 38 Osborne St, Albany, NY built?

38 Osborne St, Albany, NY was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 38 Osborne St, Albany, NY?

38 Osborne St, Albany, NY is assigned to Giffen Memorial Elementary School (elementary), rated F; Stephen and Harriet Myers Middle School (middle), rated D+; Albany High School (high), rated D. All sit in Albany City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Osborne St, Albany, NY compare to other homes in Albany 12202?

Among the 2,030 homes in Albany 12202, it is worth more than 21% of them ($127,939 against a typical $172,783), its price per square foot is higher than 5% of them ($67 against a typical $138), it is bigger than 53% of them (1,920 ft² against a typical 1,840 ft²), its lot is bigger than 5% of them (528 ft² against a typical 2,047 ft²) and it is newer than 57% of them (1900 against a typical 1900). Measured against all of Albany County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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