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Single Family ResidenceResidential
$246,471$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $240,000 on Mar 26, 2026

38 PALMETTO PINES CIR

RAY CITY, GA 31645
3
Beds
2
Baths
1,488 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$246K
$234K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Mar 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,976 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,976
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,440

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANIER
Lot (acres)The size of the land the home sits on, from county records.2.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²Patio · 108 ft²Porch · 217 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lanier County High SchoolB-
High · Grades 9–12 · 6.9 mi
M
Lanier County Middle SchoolB+
Middle · Grades 6–8 · 6.9 mi
E
Lanier County Primary School
Elementary · Grades PK–2 · 7.1 mi

District: Lanier County School District

Neighborhood · ZIP 31645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,578
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Palmetto Pines Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Ray City 31645
  • Costs more per square foot than 80% of homes in Ray City 31645
  • Has a bigger lot than 70% of homes in Lanier County
  • Newer than 87% of homes in Ray City 31645

What homes are worth in Ray City 31645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$473K

This home is worth more than 72% of homes in Ray City 31645.

How it measures up in Ray City 31645

The dot is this home. The mark in the middle is the typical home in Ray City 31645.

Estimated value$246,471
CheaperTypical $201,598Pricier

Pricier than 72% of homes nearby

Price per ft²$166
CheaperTypical $132Pricier

Pricier than 80% of homes nearby

Living area1,488 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 47% of homes nearby

Lot size2.14 ac
SmallerTypical 1.04 acBigger

Bigger than 67% of homes nearby

Year built2010
OlderTypical 1998Newer

Newer than 87% of homes nearby

How 38 Palmetto Pines Cir ranks against every home in each area.
MeasureThis homeRay City 31645Lanier County
Estimated valuepricier than$246,47172% of homes68% of homes
Price per ft²pricier than$16680% of homes78% of homes
Living areabigger than1,488 ft²47% of homes50% of homes
Lot sizebigger than2.14 ac67% of homes70% of homes
Year builtnewer than201087% of homes87% of homes

About 38 Palmetto Pines Cir

How much is 38 Palmetto Pines Cir, Ray City, GA worth?

The TopHap Estimate for 38 Palmetto Pines Cir, Ray City, GA is $246,471 as of Sep 24, 2026. The likely range is $233,969 to $258,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Palmetto Pines Cir, Ray City, GA last sell?

38 Palmetto Pines Cir, Ray City, GA last sold on Mar 26, 2026 for $240,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 38 Palmetto Pines Cir, Ray City, GA?

38 Palmetto Pines Cir, Ray City, GA has 3 bedrooms, 2 bathrooms, 1,488 square feet of living space and a 2.14-acre lot.

When was 38 Palmetto Pines Cir, Ray City, GA built?

38 Palmetto Pines Cir, Ray City, GA was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 38 Palmetto Pines Cir, Ray City, GA?

38 Palmetto Pines Cir, Ray City, GA is assigned to Lanier County High School (high), rated B-; Lanier County Middle School (middle), rated B+; Lanier County Primary School (elementary). All sit in Lanier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Palmetto Pines Cir, Ray City, GA compare to other homes in Ray City 31645?

Among the 1,657 homes in Ray City 31645, it is worth more than 72% of them ($246,471 against a typical $201,598), its price per square foot is higher than 80% of them ($166 against a typical $132), it is bigger than 47% of them (1,488 ft² against a typical 1,537 ft²), its lot is bigger than 67% of them (2.14 ac against a typical 1.04 ac) and it is newer than 87% of them (2010 against a typical 1998). Measured against all of Lanier County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Palmetto Pines Cir, Ray City, GA?

The 2025 property tax bill for 38 Palmetto Pines Cir, Ray City, GA was $2,302. The county assessed it at $84,976.

More homes on Palmetto Pines Cir

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