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Single Family ResidenceResidential
$212,747$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $50,000 on Apr 5, 1999

38 PROSPECT ST

PHILMONT, NY 12565
3
Beds
2 / 1
Baths
1,553 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$213K
$172K low$253K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Apr 5, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,995 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,606

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 377 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taconic Hills Elementary SchoolB
Elementary · Grades PK–6 · 6.1 mi
M
Taconic Hillsjunior/Senior High SchoolC
Middle · Grades 7–12 · 6.2 mi

District: Taconic Hills Central School District

Neighborhood · ZIP 12565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.733 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,662
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,153
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Columbia County
  • Costs less per square foot than 97% of homes in Columbia County
  • Has a smaller lot than 87% of homes in Columbia County
  • Older than 80% of homes in Columbia County

What homes are worth in Philmont 12565

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$721K

This home is worth more than 31% of homes in Philmont 12565.

How it measures up in Philmont 12565

The dot is this home. The mark in the middle is the typical home in Philmont 12565.

Estimated value$212,747
CheaperTypical $249,662Pricier

Pricier than 31% of homes nearby

Price per ft²$137
CheaperTypical $171Pricier

Pricier than 24% of homes nearby

Living area1,553 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.24 ac
SmallerTypical 0.3 acBigger

Bigger than 34% of homes nearby

Year built1900
OlderTypical 1910Newer

Newer than 46% of homes nearby

How 38 Prospect St ranks against every home in each area.
MeasureThis homePhilmont 12565Columbia County
Estimated valuepricier than$212,74731% of homes3% of homes
Price per ft²pricier than$13724% of homes3% of homes
Living areabigger than1,553 ft²41% of homes42% of homes
Lot sizebigger than0.24 ac34% of homes13% of homes
Year builtnewer than190046% of homes20% of homes

About 38 Prospect St

How much is 38 Prospect St, Philmont, NY worth?

The TopHap Estimate for 38 Prospect St, Philmont, NY is $212,747 as of Aug 30, 2026. The likely range is $172,256 to $253,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Prospect St, Philmont, NY last sell?

38 Prospect St, Philmont, NY last sold on Apr 5, 1999 for $50,000, according to the county's recorded deed.

How big is 38 Prospect St, Philmont, NY?

38 Prospect St, Philmont, NY has 3 bedrooms, 2 bathrooms, 1,553 square feet of living space and a 0.24-acre lot.

When was 38 Prospect St, Philmont, NY built?

38 Prospect St, Philmont, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 38 Prospect St, Philmont, NY?

38 Prospect St, Philmont, NY is assigned to Taconic Hills Elementary School (elementary), rated B; Taconic Hillsjunior/Senior High School (middle), rated C. All sit in Taconic Hills Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Prospect St, Philmont, NY compare to other homes in Philmont 12565?

Among the 372 homes in Philmont 12565, it is worth more than 31% of them ($212,747 against a typical $249,662), its price per square foot is higher than 24% of them ($137 against a typical $171), it is bigger than 41% of them (1,553 ft² against a typical 1,708 ft²), its lot is bigger than 34% of them (0.24 ac against a typical 0.3 ac) and it is newer than 46% of them (1900 against a typical 1910). Measured against all of Columbia County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Prospect St, Philmont, NY?

The 2025 property tax bill for 38 Prospect St, Philmont, NY was $2,995. The county assessed it at $139,000.

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Assigned schools

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