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Residential (General/Single)Residential
$505,246$430 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 PROSPECT TER

EAST RUTHERFORD, NJ 07073
0
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
141.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$505K
$467K low$543K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$318,246
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$254,597
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,000
J P MORGAN CHASE BANK · R · recorded Apr 10, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,483 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$419,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$302,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$419,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Henry P. Becton Regional High SchoolC-
High · Grades 9–12 · 0.2 mi
M
Alfred S. Faust SchoolA-
Middle · Grades 5–8 · 0.3 mi
E
McKenzie SchoolC+
Elementary · Grades PK–4 · 1.3 mi

District: Carlstadt-East Rutherford School District

Neighborhood · ZIP 07073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,599
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,726 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,988
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,237
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Prospect Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Bergen County
  • Costs more per square foot than 71% of homes in East Rutherford 07073
  • Smaller than 88% of homes in Bergen County
  • Among the largest lots in East Rutherford 07073
  • Older than 90% of homes in Bergen County

What homes are worth in East Rutherford 07073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$333K$1M

This home is worth more than 25% of homes in East Rutherford 07073.

How it measures up in East Rutherford 07073

The dot is this home. The mark in the middle is the typical home in East Rutherford 07073.

Estimated value$505,246
CheaperTypical $621,169Pricier

Pricier than 25% of homes nearby

Price per ft²$430
CheaperTypical $380Pricier

Pricier than 71% of homes nearby

Living area1,176 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 17% of homes nearby

Lot size141.05 ac
SmallerTypical 0.11 acBigger

Bigger than almost all homes nearby

Year built1920
OlderTypical 1950Newer

Newer than 24% of homes nearby

How 38 Prospect Ter ranks against every home in each area.
MeasureThis homeEast Rutherford 07073Bergen County
Estimated valuepricier than$505,24625% of homes11% of homes
Price per ft²pricier than$43071% of homes50% of homes
Living areabigger than1,176 ft²17% of homes12% of homes
Lot sizebigger than141.05 acalmost all homesalmost all homes
Year builtnewer than192024% of homes10% of homes

About 38 Prospect Ter

How much is 38 Prospect Ter, East Rutherford, NJ worth?

The TopHap Estimate for 38 Prospect Ter, East Rutherford, NJ is $505,246 as of Jul 14, 2026. The likely range is $467,477 to $543,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Prospect Ter, East Rutherford, NJ last sell?

38 Prospect Ter, East Rutherford, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 38 Prospect Ter, East Rutherford, NJ built?

38 Prospect Ter, East Rutherford, NJ was built in 1920, making it 106 years old. The building has 3 stories.

What schools serve 38 Prospect Ter, East Rutherford, NJ?

38 Prospect Ter, East Rutherford, NJ is assigned to Henry P. Becton Regional High School (high), rated C-; Alfred S. Faust School (middle), rated A-; McKenzie School (elementary), rated C+. All sit in Carlstadt-East Rutherford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Prospect Ter, East Rutherford, NJ compare to other homes in East Rutherford 07073?

Among the 2,016 homes in East Rutherford 07073, it is worth more than 25% of them ($505,246 against a typical $621,169), its price per square foot is higher than 71% of them ($430 against a typical $380), it is bigger than 17% of them (1,176 ft² against a typical 1,716 ft²), its lot is bigger than almost all of them (141.05 ac against a typical 0.11 ac) and it is newer than 24% of them (1920 against a typical 1950). Measured against all of Bergen County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Prospect Ter, East Rutherford, NJ?

The 2025 property tax bill for 38 Prospect Ter, East Rutherford, NJ was $6,483. The county assessed it at $419,500.

More homes on Prospect Ter

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More homes in East Rutherford 07073

Assigned schools

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