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Single Family ResidenceResidential
$166,365$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RACE ST

SCHENEVUS, NY 12155
5
Beds
2
Baths
2,906 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$166K
$149K low$184K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,877 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,115

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 634 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Schenevus Central SchoolB
Elementary · Grades PK–12 · 0.4 mi

District: Schenevus Central School District

Neighborhood · ZIP 12155These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,747
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Otsego County
  • Costs less per square foot than 97% of homes in Otsego County
  • Bigger than 96% of homes in Schenevus 12155
  • Has a smaller lot than 93% of homes in Schenevus 12155
  • Older than 94% of homes in Schenevus 12155

What homes are worth in Schenevus 12155

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$537K

This home is worth more than 44% of homes in Schenevus 12155.

How it measures up in Schenevus 12155

The dot is this home. The mark in the middle is the typical home in Schenevus 12155.

Estimated value$166,365
CheaperTypical $180,729Pricier

Pricier than 44% of homes nearby

Price per ft²$57
CheaperTypical $120Pricier

Pricier than 10% of homes nearby

Living area2,906 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.28 ac
SmallerTypical 3.56 acBigger

Bigger than 7% of homes nearby

Year built1850
OlderTypical 1970Newer

Newer than 6% of homes nearby

How 38 Race St ranks against every home in each area.
MeasureThis homeSchenevus 12155Otsego County
Estimated valuepricier than$166,36544% of homes29% of homes
Price per ft²pricier than$5710% of homes3% of homes
Living areabigger than2,906 ft²96% of homes94% of homes
Lot sizebigger than0.28 ac7% of homes21% of homes
Year builtnewer than18506% of homes6% of homes

About 38 Race St

How much is 38 Race St, Schenevus, NY worth?

The TopHap Estimate for 38 Race St, Schenevus, NY is $166,365 as of Jul 14, 2026. The likely range is $148,684 to $184,046. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Race St, Schenevus, NY last sell?

38 Race St, Schenevus, NY last sold on Oct 7, 1997, according to the county's recorded deed.

How big is 38 Race St, Schenevus, NY?

38 Race St, Schenevus, NY has 5 bedrooms, 2 bathrooms, 2,906 square feet of living space and a 0.28-acre lot.

When was 38 Race St, Schenevus, NY built?

38 Race St, Schenevus, NY was built in 1850, making it 176 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 38 Race St, Schenevus, NY?

38 Race St, Schenevus, NY is assigned to Schenevus Central School (elementary), rated B. All sit in Schenevus Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Race St, Schenevus, NY compare to other homes in Schenevus 12155?

Among the 1,089 homes in Schenevus 12155, it is worth more than 44% of them ($166,365 against a typical $180,729), its price per square foot is higher than 10% of them ($57 against a typical $120), it is bigger than 96% of them (2,906 ft² against a typical 1,510 ft²), its lot is bigger than 7% of them (0.28 ac against a typical 3.56 ac) and it is newer than 6% of them (1850 against a typical 1970). Measured against all of Otsego County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Race St, Schenevus, NY?

The 2024 property tax bill for 38 Race St, Schenevus, NY was $2,877. The county assessed it at $131,900.

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