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TownhouseResidential
$498,045$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

38 RIDGE CT

SARATOGA SPRINGS, NY 12866
2
Beds
3 / 1
Baths
1,872 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$498K
$457K low$539K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,633 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$298,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$258,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$474,444

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountySaratoga
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 262 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stillwater Middle School High SchoolC+
Middle · Grades 6–12 · 5.8 mi
E
Stillwater Elementary SchoolA-
Elementary · Grades PK–5 · 5.9 mi

District: Stillwater Central School District

Neighborhood · ZIP 12866These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.40,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,143
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Saratoga Springs 12866
  • Costs less per square foot than 77% of homes in Saratoga Springs 12866
  • Has a smaller lot than 91% of homes in Saratoga County

What homes are worth in Saratoga Springs 12866

Each bar is how many homes fall in that price range. The marker is this home.

This home
$291K$2M

This home is worth more than 34% of homes in Saratoga Springs 12866.

How it measures up in Saratoga Springs 12866

The dot is this home. The mark in the middle is the typical home in Saratoga Springs 12866.

Estimated value$498,045
CheaperTypical $603,452Pricier

Pricier than 34% of homes nearby

Price per ft²$266
CheaperTypical $329Pricier

Pricier than 23% of homes nearby

Living area1,872 ft²
SmallerTypical 1,862 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.13 ac
SmallerTypical 0.29 acBigger

Bigger than 19% of homes nearby

Year built1989
OlderTypical 1984Newer

Newer than 60% of homes nearby

How 38 Ridge Ct ranks against every home in each area.
MeasureThis homeSaratoga Springs 12866Saratoga County
Estimated valuepricier than$498,04534% of homes63% of homes
Price per ft²pricier than$26623% of homes64% of homes
Living areabigger than1,872 ft²51% of homes55% of homes
Lot sizebigger than0.13 ac19% of homes9% of homes
Year builtnewer than198960% of homes61% of homes

About 38 Ridge Ct

How much is 38 Ridge Ct, Saratoga Springs, NY worth?

The TopHap Estimate for 38 Ridge Ct, Saratoga Springs, NY is $498,045 as of Sep 24, 2026. The likely range is $457,186 to $538,904. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ridge Ct, Saratoga Springs, NY last sell?

38 Ridge Ct, Saratoga Springs, NY last sold on Jan 16, 2024, according to the county's recorded deed.

How big is 38 Ridge Ct, Saratoga Springs, NY?

38 Ridge Ct, Saratoga Springs, NY has 2 bedrooms, 3 bathrooms, 1,872 square feet of living space and a 0.13-acre lot.

When was 38 Ridge Ct, Saratoga Springs, NY built?

38 Ridge Ct, Saratoga Springs, NY was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 38 Ridge Ct, Saratoga Springs, NY?

38 Ridge Ct, Saratoga Springs, NY is assigned to Stillwater Middle School High School (middle), rated C+; Stillwater Elementary School (elementary), rated A-. All sit in Stillwater Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ridge Ct, Saratoga Springs, NY compare to other homes in Saratoga Springs 12866?

Among the 13,732 homes in Saratoga Springs 12866, it is worth more than 34% of them ($498,045 against a typical $603,452), its price per square foot is higher than 23% of them ($266 against a typical $329), it is bigger than 51% of them (1,872 ft² against a typical 1,862 ft²), its lot is bigger than 19% of them (0.13 ac against a typical 0.29 ac) and it is newer than 60% of them (1989 against a typical 1984). Measured against all of Saratoga County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ridge Ct, Saratoga Springs, NY?

The 2024 property tax bill for 38 Ridge Ct, Saratoga Springs, NY was $7,633. The county assessed it at $298,900.

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Assigned schools

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