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Single Family ResidenceResidential
$218,213$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $121,300 on Nov 7, 2016

38 RIDGE RD

SEMINARY, MS 39479
2
Baths
1,867 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$194K low$243K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$121,300 · Nov 7, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$6,092
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,874
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$212,121
PRIORITYONE BANK · recorded Aug 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,318 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,724 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,723
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,490

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Seminary High SchoolB-
Elementary · Grades 9–12 · 5.2 mi

District: Covington County School District

Neighborhood · ZIP 39479These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,132
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 72% of homes in Covington County

What homes are worth in Seminary 39479

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$609K

This home is worth more than 50% of homes in Seminary 39479.

How it measures up in Seminary 39479

The dot is this home. The mark in the middle is the typical home in Seminary 39479.

Estimated value$218,213
CheaperTypical $219,709Pricier

Pricier than 50% of homes nearby

Price per ft²$117
CheaperTypical $123Pricier

Pricier than 41% of homes nearby

Living area1,867 ft²
SmallerTypical 1,673 ft²Bigger

Bigger than 60% of homes nearby

Lot size2 ac
SmallerTypical 2.9 acBigger

Bigger than 44% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 67% of homes nearby

How 38 Ridge Rd ranks against every home in each area.
MeasureThis homeSeminary 39479Covington County
Estimated valuepricier than$218,21350% of homes60% of homes
Price per ft²pricier than$11741% of homes58% of homes
Living areabigger than1,867 ft²60% of homes62% of homes
Lot sizebigger than2 ac44% of homes52% of homes
Year builtnewer than199967% of homes72% of homes

About 38 Ridge Rd

How much is 38 Ridge Rd, Seminary, MS worth?

The TopHap Estimate for 38 Ridge Rd, Seminary, MS is $218,213 as of Jul 14, 2026. The likely range is $193,675 to $242,751. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ridge Rd, Seminary, MS last sell?

38 Ridge Rd, Seminary, MS last sold on Nov 7, 2016 for $121,300, according to the county's recorded deed.

How big is 38 Ridge Rd, Seminary, MS?

38 Ridge Rd, Seminary, MS has 2 bathrooms, 1,867 square feet of living space and a 2.00-acre lot.

When was 38 Ridge Rd, Seminary, MS built?

38 Ridge Rd, Seminary, MS was built in 1999, making it 27 years old.

What schools serve 38 Ridge Rd, Seminary, MS?

38 Ridge Rd, Seminary, MS is assigned to Seminary High School (elementary), rated B-. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ridge Rd, Seminary, MS compare to other homes in Seminary 39479?

Among the 2,296 homes in Seminary 39479, it is worth more than 50% of them ($218,213 against a typical $219,709), its price per square foot is higher than 41% of them ($117 against a typical $123), it is bigger than 60% of them (1,867 ft² against a typical 1,673 ft²), its lot is bigger than 44% of them (2 ac against a typical 2.9 ac) and it is newer than 67% of them (1999 against a typical 1990). Measured against all of Covington County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ridge Rd, Seminary, MS?

The 2025 property tax bill for 38 Ridge Rd, Seminary, MS was $1,318. The county assessed it at $13,724.

Closest homes

More homes in Seminary 39479

Assigned schools

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