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Single Family ResidenceResidential
$446,722$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $149,900 on Apr 26, 1999

38 RIVER MIST DR

ELKTON, MD 21921
2
Baths
2,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$447K
$431K low$462K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,900 · Apr 26, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$319,672
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$255,738
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,050
WELLS FARGO HOME MORTGAGE INC · R · recorded Mar 11, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,430 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,933 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCecil
Lot (acres)The size of the land the home sits on, from county records.0.84
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 214 ft²Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elk Neck Elementary SchoolB
Elementary · Grades PK–5 · 3.6 mi
H
North East High SchoolD+
High · Grades 9–12 · 3.8 mi
M
North East Middle SchoolC-
Middle · Grades 6–8 · 4.3 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 River Mist Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Elkton 21921
  • Bigger than 72% of homes in Elkton 21921
  • Has a bigger lot than 66% of homes in Elkton 21921
  • Newer than 74% of homes in Elkton 21921

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$850K

This home is worth more than 74% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$446,722
CheaperTypical $358,610Pricier

Pricier than 74% of homes nearby

Price per ft²$214
CheaperTypical $216Pricier

Pricier than 49% of homes nearby

Living area2,088 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.84 ac
SmallerTypical 0.47 acBigger

Bigger than 66% of homes nearby

Year built1999
OlderTypical 1987Newer

Newer than 74% of homes nearby

How 38 River Mist Dr ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$446,72274% of homes71% of homes
Price per ft²pricier than$21449% of homes43% of homes
Living areabigger than2,088 ft²72% of homes72% of homes
Lot sizebigger than0.84 ac66% of homes63% of homes
Year builtnewer than199974% of homes73% of homes

About 38 River Mist Dr

How much is 38 River Mist Dr, Elkton, MD worth?

The TopHap Estimate for 38 River Mist Dr, Elkton, MD is $446,722 as of Jul 14, 2026. The likely range is $431,076 to $462,368. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 River Mist Dr, Elkton, MD last sell?

38 River Mist Dr, Elkton, MD last sold on Apr 26, 1999 for $149,900, according to the county's recorded deed.

How big is 38 River Mist Dr, Elkton, MD?

38 River Mist Dr, Elkton, MD has 2 bathrooms, 2,088 square feet of living space and a 0.84-acre lot.

When was 38 River Mist Dr, Elkton, MD built?

38 River Mist Dr, Elkton, MD was built in 1999, making it 27 years old. It is a conventional home. The building has 1 story.

What schools serve 38 River Mist Dr, Elkton, MD?

38 River Mist Dr, Elkton, MD is assigned to Elk Neck Elementary School (elementary), rated B; North East High School (high), rated D+; North East Middle School (middle), rated C-. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 River Mist Dr, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,505 homes in Elkton 21921, it is worth more than 74% of them ($446,722 against a typical $358,610), its price per square foot is higher than 49% of them ($214 against a typical $216), it is bigger than 72% of them (2,088 ft² against a typical 1,568 ft²), its lot is bigger than 66% of them (0.84 ac against a typical 0.47 ac) and it is newer than 74% of them (1999 against a typical 1987). Measured against all of Cecil County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 River Mist Dr, Elkton, MD?

The 2025 property tax bill for 38 River Mist Dr, Elkton, MD was $3,430. The county assessed it at $307,933.

More homes on River Mist Dr

Closest homes

More homes in Elkton 21921

Assigned schools

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