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Single Family ResidenceResidential
$763,735$488 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RIVER RD

NEWCASTLE, ME 04553
3
Beds
2
Baths
1,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$764K
$539K low$988K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$396,235
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$316,988
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$216,000
CAMDEN NATIONAL BANK · recorded Sep 17, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$151,500
ROCKET MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,993 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$419,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$227,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$884,355

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.137 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Great Salt Bay Community SchoolA-
Elementary · Grades PK–8 · 1.7 mi

District: Great Salt Bay Community School District

Neighborhood · ZIP 04553These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,262
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Lincoln County
  • Costs more per square foot than 90% of homes in Newcastle
  • Smaller than 67% of homes in Newcastle
  • Has a smaller lot than 96% of homes in Newcastle 04553
  • Newer than 88% of homes in Newcastle

What homes are worth in Newcastle 04553

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1.6M

This home is worth more than 79% of homes in Newcastle 04553.

How it measures up in Newcastle 04553

The dot is this home. The mark in the middle is the typical home in Newcastle 04553.

Estimated value$763,735
CheaperTypical $520,071Pricier

Pricier than 79% of homes nearby

Price per ft²$488
CheaperTypical $303Pricier

Pricier than 87% of homes nearby

Living area1,566 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.25 ac
SmallerTypical 2.01 acBigger

Bigger than 4% of homes nearby

Year built2004
OlderTypical 1990Newer

Newer than 79% of homes nearby

How 38 River Rd ranks against every home in each area.
MeasureThis homeNewcastleNewcastle 04553Lincoln County
Estimated valuepricier than$763,73577% of homes79% of homes86% of homes
Price per ft²pricier than$48890% of homes87% of homes78% of homes
Living areabigger than1,566 ft²33% of homes38% of homes66% of homes
Lot sizebigger than0.25 ac10% of homes4% of homes6% of homes
Year builtnewer than200488% of homes79% of homes86% of homes

About 38 River Rd

How much is 38 River Rd, Newcastle, ME worth?

The TopHap Estimate for 38 River Rd, Newcastle, ME is $763,735 as of Jul 14, 2026. The likely range is $539,254 to $988,216. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 River Rd, Newcastle, ME last sell?

38 River Rd, Newcastle, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 River Rd, Newcastle, ME?

38 River Rd, Newcastle, ME has 3 bedrooms, 2 bathrooms, 1,566 square feet of living space and a 0.25-acre lot.

When was 38 River Rd, Newcastle, ME built?

38 River Rd, Newcastle, ME was built in 2004, making it 22 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 River Rd, Newcastle, ME?

38 River Rd, Newcastle, ME is assigned to Great Salt Bay Community School (elementary), rated A-. All sit in Great Salt Bay Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 River Rd, Newcastle, ME compare to other homes in Newcastle 04553?

Among the 963 homes in Newcastle 04553, it is worth more than 79% of them ($763,735 against a typical $520,071), its price per square foot is higher than 87% of them ($488 against a typical $303), it is bigger than 38% of them (1,566 ft² against a typical 1,782 ft²), its lot is bigger than 4% of them (0.25 ac against a typical 2.01 ac) and it is newer than 79% of them (2004 against a typical 1990). Measured against all of Lincoln County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 River Rd, Newcastle, ME?

The 2025 property tax bill for 38 River Rd, Newcastle, ME was $5,993. The county assessed it at $419,100.

More homes on River Rd

Closest homes

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Assigned schools

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