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Single Family ResidenceResidential
$420,681$305 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $277,500 on Oct 12, 2021

38 RIVERCLIFF DR

MILFORD, CT 06460
3
Beds
1
Baths
1,378 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$421K
$401K low$440K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$277,500 · Oct 12, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$167,054
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,643
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$253,627
LEADER BANK NA · recorded Oct 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,739 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$194,220
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$135,954

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Shore Middle SchoolB+
Middle · Grades 6–8 · 0.7 mi
H
Jonathan Law High SchoolB-
High · Grades 9–12 · 1.0 mi
E
John F. Kennedy Elementary SchoolB-
Elementary · Grades KG–5 · 1.6 mi

District: Milford School District

Neighborhood · ZIP 06460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,316 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,999
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Rivercliff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Milford 06460
  • Costs less per square foot than 81% of homes in Milford 06460
  • Has a smaller lot than 90% of homes in South Central Connecticut County
  • Older than 82% of homes in South Central Connecticut County

What homes are worth in Milford 06460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$1.6M

This home is worth more than 18% of homes in Milford 06460.

How it measures up in Milford 06460

The dot is this home. The mark in the middle is the typical home in Milford 06460.

Estimated value$420,681
CheaperTypical $526,337Pricier

Pricier than 18% of homes nearby

Price per ft²$305
CheaperTypical $374Pricier

Pricier than 19% of homes nearby

Living area1,378 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.11 ac
SmallerTypical 0.2 acBigger

Bigger than 21% of homes nearby

Year built1925
OlderTypical 1955Newer

Newer than 19% of homes nearby

How 38 Rivercliff Dr ranks against every home in each area.
MeasureThis homeDevonMilford 06460South Central Connecticut County
Estimated valuepricier than$420,68126% of homes18% of homes45% of homes
Price per ft²pricier than$30525% of homes19% of homes56% of homes
Living areabigger than1,378 ft²51% of homes49% of homes41% of homes
Lot sizebigger than0.11 ac32% of homes21% of homes10% of homes
Year builtnewer than192525% of homes19% of homes18% of homes

About 38 Rivercliff Dr

How much is 38 Rivercliff Dr, Milford, CT worth?

The TopHap Estimate for 38 Rivercliff Dr, Milford, CT is $420,681 as of Jul 14, 2026. The likely range is $401,273 to $440,089. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Rivercliff Dr, Milford, CT last sell?

38 Rivercliff Dr, Milford, CT last sold on Oct 12, 2021 for $277,500, according to the county's recorded deed.

How big is 38 Rivercliff Dr, Milford, CT?

38 Rivercliff Dr, Milford, CT has 3 bedrooms, 1 bathrooms, 1,378 square feet of living space and a 0.11-acre lot.

When was 38 Rivercliff Dr, Milford, CT built?

38 Rivercliff Dr, Milford, CT was built in 1925, making it 101 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 Rivercliff Dr, Milford, CT?

38 Rivercliff Dr, Milford, CT is assigned to West Shore Middle School (middle), rated B+; Jonathan Law High School (high), rated B-; John F. Kennedy Elementary School (elementary), rated B-. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Rivercliff Dr, Milford, CT compare to other homes in Milford 06460?

Among the 14,182 homes in Milford 06460, it is worth more than 18% of them ($420,681 against a typical $526,337), its price per square foot is higher than 19% of them ($305 against a typical $374), it is bigger than 49% of them (1,378 ft² against a typical 1,392 ft²), its lot is bigger than 21% of them (0.11 ac against a typical 0.2 ac) and it is newer than 19% of them (1925 against a typical 1955). Measured against all of South Central Connecticut County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Rivercliff Dr, Milford, CT?

The 2025 property tax bill for 38 Rivercliff Dr, Milford, CT was $5,739. The county assessed it at $194,220.

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