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Single Family ResidenceResidential
$386,212$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 ROCKY RIDGE LN

SMITHFIELD, ME 04978
3
Beds
2
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$386K
$306K low$466K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$301,212
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,970
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,000
KV FEDERAL CREDIT UNION · R · recorded Feb 25, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,602 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$178,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$926,820

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.11.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mill Stream Elementary SchoolC-
Elementary · Grades PK–6 · 3.8 mi
H
Skowhegan Area High SchoolC+
High · Grades 9–12 · 6.8 mi
M
Skowhegan Area Middle SchoolC
Middle · Grades 6–8 · 6.9 mi

District: School Administrative District 54

Neighborhood · ZIP 04978These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,605
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,904
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Rocky Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Somerset County
  • Costs more per square foot than 81% of homes in Somerset County
  • Bigger than 69% of homes in Somerset County
  • Has a bigger lot than 83% of homes in Somerset County
  • Newer than 85% of homes in Somerset County

What homes are worth in Smithfield 04978

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$748K

This home is worth more than 81% of homes in Smithfield 04978.

How it measures up in Smithfield 04978

The dot is this home. The mark in the middle is the typical home in Smithfield 04978.

Estimated value$386,212
CheaperTypical $261,333Pricier

Pricier than 81% of homes nearby

Price per ft²$246
CheaperTypical $225Pricier

Pricier than 60% of homes nearby

Living area1,568 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 68% of homes nearby

Lot size11.1 ac
SmallerTypical 2.01 acBigger

Bigger than 82% of homes nearby

Year built2000
OlderTypical 1976Newer

Newer than 81% of homes nearby

How 38 Rocky Ridge Ln ranks against every home in each area.
MeasureThis homeSmithfield 04978Somerset County
Estimated valuepricier than$386,21281% of homes89% of homes
Price per ft²pricier than$24660% of homes81% of homes
Living areabigger than1,568 ft²68% of homes69% of homes
Lot sizebigger than11.1 ac82% of homes83% of homes
Year builtnewer than200081% of homes85% of homes

About 38 Rocky Ridge Ln

How much is 38 Rocky Ridge Ln, Smithfield, ME worth?

The TopHap Estimate for 38 Rocky Ridge Ln, Smithfield, ME is $386,212 as of Jul 14, 2026. The likely range is $306,464 to $465,960. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Rocky Ridge Ln, Smithfield, ME last sell?

38 Rocky Ridge Ln, Smithfield, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Rocky Ridge Ln, Smithfield, ME?

38 Rocky Ridge Ln, Smithfield, ME has 3 bedrooms, 2 bathrooms, 1,568 square feet of living space and a 11.10-acre lot.

When was 38 Rocky Ridge Ln, Smithfield, ME built?

38 Rocky Ridge Ln, Smithfield, ME was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 38 Rocky Ridge Ln, Smithfield, ME?

38 Rocky Ridge Ln, Smithfield, ME is assigned to Mill Stream Elementary School (elementary), rated C-; Skowhegan Area High School (high), rated C+; Skowhegan Area Middle School (middle), rated C. All sit in School Administrative District 54. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Rocky Ridge Ln, Smithfield, ME compare to other homes in Smithfield 04978?

Among the 732 homes in Smithfield 04978, it is worth more than 81% of them ($386,212 against a typical $261,333), its price per square foot is higher than 60% of them ($246 against a typical $225), it is bigger than 68% of them (1,568 ft² against a typical 1,280 ft²), its lot is bigger than 82% of them (11.1 ac against a typical 2.01 ac) and it is newer than 81% of them (2000 against a typical 1976). Measured against all of Somerset County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Rocky Ridge Ln, Smithfield, ME?

The 2025 property tax bill for 38 Rocky Ridge Ln, Smithfield, ME was $2,602. The county assessed it at $178,200.

Closest homes

More homes in Smithfield 04978

Assigned schools

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