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Single Family ResidenceResidential
$732,382$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $450,000 on Oct 19, 2006

38 RUTH LN

CHESTER, NY 10918
3
Beds
3 / 1
Baths
2,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$732K
$697K low$768K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Oct 19, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,149 (2021)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,952 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,452
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,952
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$687,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.5.10
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 272 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Park Avenue Elementary SchoolB+
Elementary · Grades KG–4 · 4.9 mi
M
Warwick Valley Middle SchoolB-
Middle · Grades 5–8 · 6.0 mi
H
Warwick Valley High SchoolA-
High · Grades 9–12 · 6.2 mi

District: Warwick Valley Central School District

Neighborhood · ZIP 10918These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.399 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,810
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ruth Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Orange County
  • Costs more per square foot than 81% of homes in Chester 10918
  • Bigger than 78% of homes in Orange County
  • Has a bigger lot than 94% of homes in Orange County
  • Newer than 74% of homes in Chester 10918

What homes are worth in Chester 10918

Each bar is how many homes fall in that price range. The marker is this home.

This home
$273K$1.1M

This home is worth more than 82% of homes in Chester 10918.

How it measures up in Chester 10918

The dot is this home. The mark in the middle is the typical home in Chester 10918.

Estimated value$732,382
CheaperTypical $546,854Pricier

Pricier than 82% of homes nearby

Price per ft²$303
CheaperTypical $271Pricier

Pricier than 81% of homes nearby

Living area2,416 ft²
SmallerTypical 2,003 ft²Bigger

Bigger than 66% of homes nearby

Lot size5.1 ac
SmallerTypical 0.76 acBigger

Bigger than 91% of homes nearby

Year built1995
OlderTypical 1985Newer

Newer than 74% of homes nearby

How 38 Ruth Ln ranks against every home in each area.
MeasureThis homeChester 10918Orange County
Estimated valuepricier than$732,38282% of homes89% of homes
Price per ft²pricier than$30381% of homes74% of homes
Living areabigger than2,416 ft²66% of homes78% of homes
Lot sizebigger than5.1 ac91% of homes94% of homes
Year builtnewer than199574% of homes74% of homes

About 38 Ruth Ln

How much is 38 Ruth Ln, Chester, NY worth?

The TopHap Estimate for 38 Ruth Ln, Chester, NY is $732,382 as of Aug 30, 2026. The likely range is $696,927 to $767,837. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ruth Ln, Chester, NY last sell?

38 Ruth Ln, Chester, NY last sold on Oct 19, 2006 for $450,000, according to the county's recorded deed.

How big is 38 Ruth Ln, Chester, NY?

38 Ruth Ln, Chester, NY has 3 bedrooms, 3 bathrooms, 2,416 square feet of living space and a 5.10-acre lot.

When was 38 Ruth Ln, Chester, NY built?

38 Ruth Ln, Chester, NY was built in 1995, making it 31 years old. It is a colonial home. The building has 2 stories.

What schools serve 38 Ruth Ln, Chester, NY?

38 Ruth Ln, Chester, NY is assigned to Park Avenue Elementary School (elementary), rated B+; Warwick Valley Middle School (middle), rated B-; Warwick Valley High School (high), rated A-. All sit in Warwick Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ruth Ln, Chester, NY compare to other homes in Chester 10918?

Among the 4,033 homes in Chester 10918, it is worth more than 82% of them ($732,382 against a typical $546,854), its price per square foot is higher than 81% of them ($303 against a typical $271), it is bigger than 66% of them (2,416 ft² against a typical 2,003 ft²), its lot is bigger than 91% of them (5.1 ac against a typical 0.76 ac) and it is newer than 74% of them (1995 against a typical 1985). Measured against all of Orange County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ruth Ln, Chester, NY?

The 2021 property tax bill for 38 Ruth Ln, Chester, NY was $5,149. The county assessed it at $250,952.

More homes on Ruth Ln

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Assigned schools

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