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Single Family ResidenceResidential
$427,250$421 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Oct 28, 2025

38 RUTH ST

STANHOPE, NJ 07874
0
Baths
1,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$427K
$390K low$464K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Oct 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,349 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$245,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$107,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hopatcong Middle SchoolC-
Middle · Grades 6–8 · 0.3 mi
H
Hopatcong High SchoolD+
High · Grades 9–12 · 0.6 mi
E
Hudson Maxim Elementary School
Elementary · Grades PK–1 · 2.6 mi

District: Hopatcong Borough School District

Neighborhood · ZIP 07874These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.9,711
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.651 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,019
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Stanhope 07874
  • Costs more per square foot than 93% of homes in Stanhope 07874
  • Smaller than 83% of homes in Sussex County
  • Has a smaller lot than 76% of homes in Sussex County

What homes are worth in Stanhope 07874

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$725K

This home is worth more than 33% of homes in Stanhope 07874.

How it measures up in Stanhope 07874

The dot is this home. The mark in the middle is the typical home in Stanhope 07874.

Estimated value$427,250
CheaperTypical $467,406Pricier

Pricier than 33% of homes nearby

Price per ft²$421
CheaperTypical $298Pricier

Pricier than 93% of homes nearby

Living area1,016 ft²
SmallerTypical 1,528 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.17 ac
SmallerTypical 0.25 acBigger

Bigger than 31% of homes nearby

Year built1963
OlderTypical 1969Newer

Newer than 41% of homes nearby

How 38 Ruth St ranks against every home in each area.
MeasureThis homeStanhope 07874Sussex County
Estimated valuepricier than$427,25033% of homes47% of homes
Price per ft²pricier than$42193% of homes90% of homes
Living areabigger than1,016 ft²18% of homes17% of homes
Lot sizebigger than0.17 ac31% of homes24% of homes
Year builtnewer than196341% of homes37% of homes

About 38 Ruth St

How much is 38 Ruth St, Stanhope, NJ worth?

The TopHap Estimate for 38 Ruth St, Stanhope, NJ is $427,250 as of Sep 24, 2026. The likely range is $390,308 to $464,192. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Ruth St, Stanhope, NJ last sell?

38 Ruth St, Stanhope, NJ last sold on Oct 28, 2025 for $400,000, according to the county's recorded deed.

How big is 38 Ruth St, Stanhope, NJ?

38 Ruth St, Stanhope, NJ has 1,016 square feet of living space and a 0.17-acre lot.

When was 38 Ruth St, Stanhope, NJ built?

38 Ruth St, Stanhope, NJ was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 38 Ruth St, Stanhope, NJ?

38 Ruth St, Stanhope, NJ is assigned to Hopatcong Middle School (middle), rated C-; Hopatcong High School (high), rated D+; Hudson Maxim Elementary School (elementary). All sit in Hopatcong Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Ruth St, Stanhope, NJ compare to other homes in Stanhope 07874?

Among the 3,579 homes in Stanhope 07874, it is worth more than 33% of them ($427,250 against a typical $467,406), its price per square foot is higher than 93% of them ($421 against a typical $298), it is bigger than 18% of them (1,016 ft² against a typical 1,528 ft²), its lot is bigger than 31% of them (0.17 ac against a typical 0.25 ac) and it is newer than 41% of them (1963 against a typical 1969). Measured against all of Sussex County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Ruth St, Stanhope, NJ?

The 2025 property tax bill for 38 Ruth St, Stanhope, NJ was $5,349. The county assessed it at $245,400.

More homes on Ruth St

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More homes in Stanhope 07874

Assigned schools

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